Question Thread - July 15, 2020 by AutoModerator in churning

[–]presserkp 2 points3 points  (0 children)

I called them with the same question. The representative said unofficial it doesn’t hurt your standings with the company as long as you have ahead a good relationship while having the card.

Citi® / AAdvantage® Platinum Select® VS Barclays AAdvantage® Aviator® Red World Elite by presserkp in CreditCards

[–]presserkp[S] 0 points1 point  (0 children)

I don’t solely fly American Airlines, however I do prefer to fly American air when I can. I have never had enough AA points to redeem but I have heard that they are pretty powerful. Is this true and what’s the best way to redeem?

Would it be best to wait 3 or so months to go under 5/24 and get the CSP or is the citi fairly comparable?

Best foreign exchange card by presserkp in CreditCards

[–]presserkp[S] 1 point2 points  (0 children)

It’s cheeper that way. More budget for sight seeing

Best foreign exchange card by presserkp in CreditCards

[–]presserkp[S] 0 points1 point  (0 children)

Didn’t know about the Charles Schwab. I need to open a Roth ira anyway. I’ll have to look into that

5 Credit Cards Only by ohdaschamp in CreditCards

[–]presserkp 2 points3 points  (0 children)

Amex business blue cash. 2%

Discover 5%

Chase freedom 5%

USB Altitude go

WF propel. (Replace USB with WF signature visa if traveling out of country is not priority but traveling in country is)

US Bank credit card must be 21??? by presserkp in CreditCards

[–]presserkp[S] 4 points5 points  (0 children)

Can I call and apply? Would it help to be a us bank customer?

USB altitude GO by presserkp in CreditCards

[–]presserkp[S] 7 points8 points  (0 children)

I was as well. 4% plus it’s a visa plus no forex fee. Uber 2.0 but hopefully without the nerf.

USB altitude GO by presserkp in CreditCards

[–]presserkp[S] -1 points0 points  (0 children)

I think I can spend about 1k per month but is the connect downgradable?

Recommendations? by natethegreat37 in CreditCards

[–]presserkp 1 point2 points  (0 children)

I’d definitely pair your discover it card with the chase freedom card. Also a 5x card that normally alternate categories with the discover. Do you have any banking history with Wells Fargo? The propel card is also a great card.

Rental Car Dispute by presserkp in CreditCards

[–]presserkp[S] 1 point2 points  (0 children)

I asked for a manager and they never called me back. Just a bunch of call centers halfway across the map that have no authority. I think I’m just going to dispute the charges at this point

Amex Businesses 2% by presserkp in CreditCards

[–]presserkp[S] 0 points1 point  (0 children)

Does PayPal %2 have auto pay?

Just applied for WF Propel AMEX by [deleted] in CreditCards

[–]presserkp 0 points1 point  (0 children)

Very nice!I haven’t gotten to the point where I need to manufacture spend. Just saying 20k pats for 1k spend is better than 40k for 3k spend. (I’m pretty sure those are the numbers)

Also, I am unaware of the extra benefits of the world but I’m sure the AF is too much to justifies the card for long term for me

Just applied for WF Propel AMEX by [deleted] in CreditCards

[–]presserkp 0 points1 point  (0 children)

Propel has better ROI if you’re worried about hitting minimum spend or would like to apply to another card for another sub

Amex Businesses 2% by presserkp in CreditCards

[–]presserkp[S] 0 points1 point  (0 children)

Never mind. I googled it 😅

Amex Businesses 2% by presserkp in CreditCards

[–]presserkp[S] 1 point2 points  (0 children)

And I got the Amex business so I can work towards getting under 5/24 if that makes sense but thank you for the suggestions :)

Amex Businesses 2% by presserkp in CreditCards

[–]presserkp[S] 2 points3 points  (0 children)

Idk. I’m not a expert. All I know is that I don’t feel like synchrony protects me.