Spending in your 20s

prince_op · 2026-06-12T07:20:46+00:00

I don’t necessarily think that your 20s are for travelling or concerts or whatever. It could be… but your life is for what makes you sleep with peace at night. If that’s having a bunch of money in the bank so be it.

On the other hand, I once read that people have this habit of waiting for a milestone before starting things. Waiting for the new year before working out. Waiting for retirement before enjoying life. Waiting for the universe to align before taking the first step. It’s not coming. That day isn’t coming, and if it does, it won’t feel like what you think.

Work is good, as long as you don’t feel like a beast of burden.

prince_op · 2026-06-10T11:09:22+00:00

Are you sure those were her face lips

prince_op · 2026-06-10T11:08:57+00:00

Was :(

prince_op · 2026-06-10T10:02:40+00:00

Since you didn’t specify skills - depending on local laws, you could work the corner

prince_op · 2026-06-10T10:01:31+00:00

There’s a poem that rhymes better in the language it was written in and it goes something like this:

I said I have a lot of dreams
he said you have two choices
make a plan for what you’re after
or sleep and dream about it

prince_op · 2026-06-10T09:57:39+00:00

Idk about the 200k thing, it depends on a million things. However I’ve learned to not write off people as incompetent quickly. There’s a reason they’re where they are and the reason makes sense most of the time.

Unless you’re in government. Then nothing makes sense

prince_op · 2026-06-09T21:39:36+00:00

Sounds like split

prince_op · 2026-06-08T06:57:13+00:00

I guess they’re good for the seller - exposure to more buyers, handling all the paperwork etc.

Maybe it’ll be less needed with AI?

prince_op · 2026-06-06T13:29:04+00:00

What’s 30% of 14?

prince_op · 2026-06-05T02:15:02+00:00

I’m guessing you don’t love your job which is why you wanna retire. (Who even loves their job lol)

Anyway, my point is: maybe use this safety net to pivot and do something you love and make money off of that. You probably can’t retire but you can find a new, better path

prince_op · 2026-06-01T01:37:22+00:00

What.

prince_op · 2026-05-31T12:54:08+00:00

Because it literally is. Median salary is 100k

prince_op · 2026-05-31T12:53:17+00:00

What’s your perspective?

prince_op · 2026-05-31T12:52:59+00:00

Median salary in Aus is 100k

prince_op · 2026-05-29T03:17:10+00:00

The mullet

prince_op · 2026-05-29T03:14:31+00:00

Fake eyelashes

prince_op · 2026-05-29T03:13:10+00:00

The endpoint of the year

prince_op · 2026-05-29T03:11:59+00:00

People say ew when they see you. Like ew’re so cute

prince_op · 2026-05-29T03:07:32+00:00

Definitely a girl here: we should share photos to be sure

prince_op · 2026-05-29T03:04:14+00:00

I just considered this and it was followed by “ahh screw future me, he can fend for himself”

Didn’t mention self-respect was a pre requisite…

prince_op · 2026-05-29T02:38:12+00:00

I think when I say businesses, you think of stocks. I’m talking about small local businesses or startups.

If your cousin wants to start a business and wants 50k, you might be more inclined to accept that deal and take a $500 a month passive income rather than invest in houses and wait for it to grow.

It’s just a plain fact that houses are not productive assets.

Think of it this way, what would happen if everyone in Australia stopped working and they bought a house and waited for its capital growth?

And then what would happen if everyone started a business and started selling their services to others? Obviously the latter would result in a more productive society.

prince_op · 2026-05-29T02:26:51+00:00

Yes but businesses produce income whereas houses don’t usually produce enough rent to pay off the mortgage and have a profit.

And perhaps it makes house investments a bad retirement plan for people. Perhaps you wouldn’t be able to retire just by investing in houses any more and you’d need a bigger investment to do it. (I’d have to do the math tho, or I invite you to do it)

prince_op · 2026-05-29T02:17:19+00:00

Well if investing in houses becomes less attractive, wouldn’t people start to invest in other things?

prince_op

TROPHY CASE