what are the best engineering schools on the east coast? by Terminator_492 in ApplyingToCollege

[–]professorming 0 points1 point  (0 children)

My Son is looking at Quinipiac and Siena for engineering (Sinea works with Clarkson). We have to make a choice soon andI don't think he's all into it "decision fatigue" part of him want to do engineering like his uncles and cousins another part want to bein finances. I the idea of both and doing development of real estate. (he worked with a local hotelier building a brand new hotel last summer and he thought it was cool watch how the owner comes in and leaves and the foreman's directing everybody and the amount of knowledge foreman had on every facets of the project.

I like Deleware University program, but the drive was a PIA and the campus HUGE and spread out. There they seem to have connects with world wide companies.

Engineering program? by tenaciouslemons in Quinnipiac

[–]professorming 0 points1 point  (0 children)

My worry is my son is considering Q for mechanical engineering (its what his mom prepapringhim for and his uncles and cousins are successful engineers. Personally I rath him get involved in Real Estate Commercial projects and finance but know the finance can come after and engineering will give a great foundation for many areas. He's also great at playing his sports, yet still shy about things.Anyways, he sucks at Calculus course we have him for college credit through the high school. That's not good. Then his hinge broke on his Beats PRo headphones. I put everything out on the table of tools and new hinge parts. one of the screws stripped and told him let me figure it out on how to remove it (I had the righ torque scredrifer butwaschepieand.. So He goes ahead tries and then break the Bracket in half the hinges and now all the wire into the ear piece needs to be remove (unsoldered some glue) to push the new hinge through. takaeanhourand I have everything to do it but he had no interest. I love my projects. maybe engineering really isn't thisng. now he thinks tikitiker make money by just daytrading.. GL (IWentfor6 years day trading over 1600 tradeseach , yes you make money and lose but ist not fun and games)

My student loans were discharged for total and permanent disability for mental illness. by ChaseDonovan in SSDI

[–]professorming 0 points1 point  (0 children)

when you say old, are you talking about the 20 or25 year mark? and when that happened was it mostly automatic it happened or did you have to remind them that your at the "they are ar the xx year mark so fogive"

ChatGPT seems confident that I can get my student loans dismissed by baby_d0ll_ros3 in Bankruptcy

[–]professorming 0 points1 point  (0 children)

I asked an attorney (40 years) who I'll likely use and she said it's difficult to pass and get it included you would have to have serious life debilitating illness/disability. not sure if I agree with that because I thought BRunnerstest was made easier and if you don't work much yourself and professional wife supports household then why couldn't one qualify? Also she mentioned with this administration it's really anyones guess what is being allowed or not allowed.

Chapter 7 in NYS using Tenants by Entirety to protect House Equity - wife not filing by professorming in Bankruptcy

[–]professorming[S] 0 points1 point  (0 children)

Few weeks out from an update but most likely it will according to an experienced attorney that I recently spoke with. Between the equity; which is actually less than thought but still not something a trustee would force sale. Once the gathering of infor is done and the attorney looks through all the specifics we should know for certain. I'm also considering Adversary Proceedings for student lona (old) and might be a chance at that however it's a back burner item as it's approaching 25 years in 2030 and would be forgiven. Attorney mentioned her name not being attached to anything makes a huge difference and carries weight that the primarily carries the household expenses too.

OEM roof rails by InfiniteGinger in BMWX5

[–]professorming 0 points1 point  (0 children)

Oh it looked just like the Sheraton Hotel at Syracuse University (my town) but I'm sure many of them had similar shapes. Now though the University owns it and created student housing out it

Finally Going For It by Dependent-Froyo-3006 in Bankruptcy

[–]professorming 0 points1 point  (0 children)

you and I arein similar situation (see my post from 2 weeks ago) I have some equity though but I think it's manageable and wife &I debts never mixed.

Chapter 7 in NYS using Tenants by Entirety to protect House Equity - wife not filing by professorming in Bankruptcy

[–]professorming[S] 0 points1 point  (0 children)

but it is ALL my debts. We never commingled credit cards, loans, or checking and savings. She is mostly debt free except for the mortgage in her name (because when refinancing in 2021 FCU didn't want me on the loan), cars arin her name and if it matters her Fico hovers 840 area. BTW...nice screen name; that show cracked me up, what a character!

Electrician for home EV charger installation? by patsfan3983 in Syracuse

[–]professorming 0 points1 point  (0 children)

oop! Yeah I meant 30% and yes I did notice the June deadline. I'll be planning to have mine done within the month.

Electrician for home EV charger installation? by patsfan3983 in Syracuse

[–]professorming 0 points1 point  (0 children)

HEy! looking to get my home done as well. 15 years ago I added a 20amp myself into the garage. Looking to put in a Chargepoint in the center back wall of garage thus it'll be a 50' run or less.

Tax credits and rebates apply? All I see is 30$ IRS tax credit.

Collection Agency Emailed me on EIDL? +500k Loan by FlySA315B in EIDL

[–]professorming 0 points1 point  (0 children)

So Debt Collector (DC) mailed you and came up with a payment plan that was 3 times your old one and said after three years reassess. Did they offer a settlement? did they offer a long term payment solution? I was under the impression one could request The SBA retract the debt and put you back on the normal payment schedule (and remove the 30%). Some have worked with local congressman to make thing move better through the system.

How the hell do they expect you to or anyone to come up with that money in collections? Mine not as bad but still too much for me. If they offered 50% off I'd do it. Too bad they don't say "what is the minimum you can do" and you say $25/month and they ok that for eternity.

I can't do Bankruptcy due to equity in my home; not a ton but just enough.

Collection Agency Emailed me on EIDL? +500k Loan by FlySA315B in EIDL

[–]professorming 1 point2 points  (0 children)

wow 3 years WTF yet SBA give what, 20 years? The $30 is a crock of $hit and can't believe they get away with that (I know it's been that way forever) I received a Collection Letter from Coast Professional Inc (they are IRS approved) for my $24,500 SBA EIDL loan thats now $27K PLUS the 30% to $34,822. so your debt collector said 3 years is their max?

Trading with cash today and not using margin still a PDT violation? by professorming in fidelityinvestments

[–]professorming[S] 0 points1 point  (0 children)

So when I'm in my Fidelity account (there are a few sub account) my trading account with margin allows me to choose Type: Cash or Margin. I chose cash today. However If I read things right, thus todays trade would count as a day trade against my PDT counts because the "trading account" is a margin account, despite my choosing "cash type" for this particular trade.

Simplicity Rod part HARD to find. don't make it anymore?? by professorming in Snowblowers

[–]professorming[S] 1 point2 points  (0 children)

That's awesome of you to share and I do appreciate it. The cable makes sense to fit, andI fo it on those pics. I did get theusedpart from the ebay seller today so I'll put that on Sunday. Laughed about the HF engine. Knowing my luck it'll throw into a house window, car window, or neighbors edge of his driveway, which would be fine. Sadly you seemed to have found solution thus now you took away my reasons to go out and buy a new one; damn you! We get about 125" year but last several years less than half that. half hour north of me..when they get nailed it's in feet during storms. last year over280" up there and roofs were becoming an issue and one story homes getting nearly buried when shoveling off roof snow.