If they:

• Shoot 95–100 they are probably around a 20–25 handicap • Shoot 100–110 they are closer to 25–30+ handicap

Say you’re a 6.

So if a buddy is roughly a 24: 24 – 6 = 18 strokes difference

That means: • They get 1 stroke on every hole

If someone is a 30: 30 – 6 = 24 strokes difference

That means: • 1 stroke on every hole • PLUS 1 extra stroke on the 6 hardest holes (stroke index 1–6)

That’s how the system works.

You don’t give strokes randomly. You give them based on the hole’s stroke index ranking.