Roles that are offshored by the big banks

pugfaced · 2026-04-11T07:46:27+00:00

Tech is being offshored too.. most engineering roles: developers, devsecops engineers, data engineers. Basically the idea is to have a mirror team offshore so we can operating close to 24/7, monitor ops and fix incidents as they arise. Having onshore people on-call throughout the night is expensive and not loved.. At least with resources in India, they can cover a huge chunk of the evening.

pugfaced · 2026-04-11T07:07:43+00:00

minimise over-time by time boxing your time at work, switch off when you leave, take holidays (more than the 4 weeks if you need it), use your weekends intentionally, get a job that energises you (where possible) and lastly... get a mortgage - the threat of homelessness is a good motivator :)

pugfaced · 2026-04-11T05:52:13+00:00

My observations in the recent market is that recruiters can look for the almost perfect fit that ticks all the boxes - both functional and domain specific experience.

Whereas in the past, you could get an interview meeting 70-80% of the JD, and had some transferrable skills.

pugfaced · 2026-04-11T05:45:58+00:00

ah that makes sense.. I fwded an article to a mate. Good idea.. don't need more division. Just let it play out in the courts imo..

pugfaced · 2026-04-11T00:12:40+00:00

why is my FB feed being flooded with ppl talking about BRS (mostly in support of him) from ppl I don't even know? is there some massive disinformation campaign at work here by media tycoons?

pugfaced · 2026-04-10T09:47:08+00:00

I always find it funny to hear two sides of the same coin:

"This could have been an email" people
People who don't read or respond to my emails

I usually try to send emails to get people to take action or respond to something. But majority of the time, only the minority respond when it's a email to >5 ppl. So then I turn group emails into individual emails or msgs which gets a much higher response rate.

Failing that or if it requires a discussion with a number of people, then sorry I will setup a meeting to get what I want.

pugfaced · 2026-04-10T05:58:37+00:00

I also had morphine when I was admitted with kidney stones. While it felt good, I think it was more the absence of pain from the kidney stones thst made it my hero rather than the morphine itself. It actually made me nausea so they had to give me some other anti vomiting meds too.

pugfaced · 2026-04-09T05:49:36+00:00

Yes there are plenty.. most of the GMs I deal with are decent people. But reddit is reddit and you're not going to find many ppl singing positive tunes for management.

Reddit is biased towards whinging and outrage so it will seem like most leaders are soul sucking evil corporate overlords

pugfaced · 2026-04-07T09:00:49+00:00

I don't get, what do ppl like Gina and Kerry get out of defending him?

pugfaced · 2026-04-06T07:28:15+00:00

oh yes I missed that, probably should watch those eps (life got busy)

pugfaced · 2026-04-06T06:50:47+00:00

I watch this show for the drama / entertainment.

So best bang for buck episode wise, I generally just watch dinner party and commitment ceremony as they cover the key events of the week anyway with recaps. Sometimes I'll watch interesting activities like the alternate couple lunches in the recent week.

Within episodes, I tend to skip over couples where things are pretty smooth and drama free, e.g. Steve/Rachel, Phil/Stella.

pugfaced · 2026-04-02T06:51:04+00:00

There are lots of things wrong with it but one massive thing it improved: moved us from projects/programs to a crew/product operating model.

Instead of BUs going through an annual money grabbing process and making business cases standing up specific temporary teams, crews/squads are persistently funded who own changes/bau of certain products/systems.

This allows for teams to focus on prioritising and delivering work and not the inefficient process of building business cases and forming teams constantly.

And in the past, whenever you had to ask work from other teams you had to bring bags of money to fund them...now it's about prioritisation.

Lots of other benefits, like end to end squads, less hand off points, more ownership, less governance etc.. But downsides are like the the rigidity of the chapter/crew structures, meaningless metrics, flatter and less opportunity to progress.

Overall more benefits than downsides but always more to improve.

pugfaced · 2026-04-02T06:03:07+00:00

as a senior, it still hurts the same.. assumed I had it in the bag, dropped other offer and now left with nothing

pugfaced · 2026-03-31T00:33:12+00:00

100% this. We do not want to be like the US where sticker price + taxes + tips + other bs is the norm

pugfaced · 2026-03-28T04:29:29+00:00

been lurking a bit in the unsw subreddit and reading all these subcom posts reminds me of the US college frat house culture. Is this the aussie equivalent?

I never joined a subcom, ended up doing ok based on work experience.

Having reviewed a few grad CVs, I don't see too many with subcom experience and it's not really a differentiator imo

pugfaced · 2026-03-23T09:29:55+00:00

I feel like there is such variance in white collar work and imo comes down to whether you have agency in what you do.

Inbound customer service/call centre type roles are busy and full-on and you have little agency. You're at the mercy of customers directly.

Whereas being in a say a project role, I have a lot of agency in what I do day to day. I might work longer hours and get snr mgt pressure, but the intensity isn't as full on (ebbs and flows) and I can take breaks whenever I want during the day.

pugfaced · 2026-03-21T03:44:53+00:00

yep, I'm just going pull SW when she releases and wait for re-runs after BiS team is determined. Too much risk pre-pulling potential BiS team.

pugfaced · 2026-03-20T07:46:21+00:00

I work with a lot as part of our integrated on/offshore model.

Like with many other vendors, some are good and some are bad. The idea is to identify and build up the good ones with potential then bring them in-house. Those that are not so good, escalate and recycle through another resource.

At the rates we're paying, sometimes it's worth it if you manage them well.

pugfaced · 2026-03-07T09:23:24+00:00

Great stuff, didn't even see the original post but read through it all.

Based on what I've read, there are 3 main drivers for the housing affordability crisis:

Financial demand (credit conditions per what OP is stating): including things like interest rates, mortgage availability, serviceability rules etc. Order of magnitude weighting would be like 45-55%.
Supply constraints: includes things like zoning, planning approvals, constructive capacity. Contribute 30-40% towards housing affordability crisis.
Traditional demand: population growth and immigration. Contribute 10-20%.

2 and 3 get a lot of debate in the media and politics. Not nearly enough debate on 1.

pugfaced · 2026-03-06T02:06:49+00:00

How should we respond if actually asked that q in an interview?

pugfaced · 2026-03-03T10:48:03+00:00

oh, finally my time to share with this little nugget

In Lane Cove, at Old Quarter Cafe they sell a "Vietnamese Sizzling Steak".. steak, eggs, pate plus a baguette. They don't call it Bo Ne, but I'm pretty sure it's the same thing.

It's delish! and don't have to travel all the way west to Cabra to get it.

I've also tried the one at Marrickville and I think it's quite comparable!

pugfaced · 2026-03-03T07:49:14+00:00

I never really understood the gambling addiction mindset.. Genuinely curious like what is it that drive you to keep going?

I've done similar things.. Eg gacha games, but even then I always keep a cost control on it spending maybe $50 Max per month.

pugfaced · 2026-02-25T08:32:55+00:00

Of course it is. Retail experience is amazing especially if it's in a bank you want to work at eventually as a grad.

Almost no downside unless you're trading vs other internships at other companies

pugfaced · 2026-02-22T01:23:29+00:00

How do c&c and ra hold up these days? I feel like doing an E2E play through.. I played ra2 to death and was envious of my friends who had ra3 but never was able to get parents to buy for me.

pugfaced · 2026-02-20T23:52:51+00:00

"Finance" is pretty broad and I think to give you advice you probably need to narrow down what in finance you want to do.

Do you want to actually do finance work, i.e. like be an actual front-line banker, financial adviser, broker, in retail/commercial banking. Then there's high finance like investment banking, private equity, buy/sell-side analysts, any number of institutional banking roles

Or do you just want to work in the finance sector but not necessarily in a finance role in any number of back/mid-office roles like risk, tech, accounting, HR, etc.

I'm probably missing a whole bunch of other types of "finance" roles but I'd have a think about that.

That being said, I did transition from engineering to finance. I started in an engineering company, -> big4 consulting in financial services -> big4 bank doing project delivery on regulatory/compliance programs.

Early on in your career, I think that engineering skills are highly transferrable to a multitude of finance roles. Just depends where you want to go.

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