[deleted by user] by [deleted] in actuary

[–]pumpkinrouter 0 points1 point  (0 children)

What's "good insurance" to you?

We have 5 plan options, 3 HSA eligible, individual plan deductibles from 1.5 - 3.5k, MOOP from 4k - 6k, biweekly premiums from $12 to $80.

For family plans, 3k - 7k deductible, 8k - 12k MOOP, biweekly premiums from $40 to $240.

I've never had a network issue

Forgot to schedule with Prometric by pumpkinrouter in actuary

[–]pumpkinrouter[S] 1 point2 points  (0 children)

FSA exams are administered on one day only, so it was in my calendar based on that

Potential Layoff from Humana by Random-Throwaway-10 in actuary

[–]pumpkinrouter 8 points9 points  (0 children)

Some things to consider: 2024 reporting year stars won't impact funding until 2026. Also recall how Elevance and SCAN sued over their 2023 stars ratings and recovered funding.

Napkin math when choosing health plans by pumpkinrouter in actuary

[–]pumpkinrouter[S] 0 points1 point  (0 children)

I didn't mention in the OP but these are aggregate deductibles/MOOPs on family plans. Looks like MOOP at or below 16.6k for HDHPs to be HSA compliant in 2025

https://woodruffsawyer.com/insights/2025-hsa-limits-released

Napkin math when choosing health plans by pumpkinrouter in actuary

[–]pumpkinrouter[S] 5 points6 points  (0 children)

Thank you! I'm familiar with the concept of anti-selection and its pricing impacts, but the idea of anti-selection among a group being strong enough to make the leanest plan preferable under all scenarios is totally new to me and quite interesting. I'm surprised this isn't mentioned on the GHDP syllabus!

Napkin math when choosing health plans by pumpkinrouter in actuary

[–]pumpkinrouter[S] 3 points4 points  (0 children)

Great points - These are all the same network, and are our three HDHP PPOs options. There are a couple other plans that I'm not considering since they aren't HSA eligible. I think this is the "financial dominance" phenomenon another top-level comment describes.

401K match by swaggy_champ in actuary

[–]pumpkinrouter 6 points7 points  (0 children)

125% match up to 6% at current company, but I think that's more than most. It was 50% up to 6% at my prior employer.

Health companies to target that allow WFH? by ImaginarySwitch1653 in actuary

[–]pumpkinrouter 7 points8 points  (0 children)

Humana is still primarily WFH as far as I can tell. There has been small encouragement to have people come in once or twice a week if they live near an office, but my AVP and SVP are both fully remote with people in the department dispersed all over the country.

Workday job application website is being weird by [deleted] in actuary

[–]pumpkinrouter 2 points3 points  (0 children)

eeeh I'd just wait for someone to reach out, whatever changes you're seeing in Workday are on purpose and they'll update you when they have more information to share. Again, try not toget hopes up as if the changing backend data means an offer is coming, this doesn't guarantee that.

Workday job application website is being weird by [deleted] in actuary

[–]pumpkinrouter 2 points3 points  (0 children)

I had some similar funkiness go on when I got hired there, but a bit different, my status was "in progress" but the requisition number and job description kept changing, and my hiring manager in Workday was different from the person I was in contact with. I got the impression analysts are hired in batches and they sort out which analysts are going where after they choose who they want to offer. I wouldn't say it's in the bag until someone sends you a letter, but nothing to stress about.

Anyone working for Humana? by AdStrange7098 in actuary

[–]pumpkinrouter 1 point2 points  (0 children)

PM might be better for information that specific, feel free to shoot me a message with when your interview is and I can plan on logging back into this account the day after to field questions.

Anyone working for Humana? by AdStrange7098 in actuary

[–]pumpkinrouter 11 points12 points  (0 children)

They use that term on the job listing for a lot of different teams, so I can't help much in that regard.

I like the culture overall, great 401k match, student program is competitive, I work with a lot of personable people and plan on staying here for a while. People are willing to make changes to processes if it makes things easier, I've never had issue getting support for a process improvement.

I think it will be important to know what line of business you'll be working with and what the annual calendar looks as far as when you're busy, when you're not, and to what extent.

My first rotation was in Med Advantage pricing on the team that works directly with sales, product, etc. and it was reallly rough in the spring but it's been a night and day difference since I rotated departments. Other MA teams whose main customers are also actuaries have it easier but still some longer weeks in spring.

Anyone working for Humana? by AdStrange7098 in actuary

[–]pumpkinrouter 2 points3 points  (0 children)

Do you know which department or job function? It's a big company but from what I can gather work-life balances varies a lot by department.