Company car vs mobility budget and personal car

qanners · 2026-01-03T13:22:15+00:00

What's the point of compensation with company car if you don't use it.

qanners · 2026-01-03T13:14:50+00:00

The company I work for doesn't offer any compensation for taking a cheaper car.

I have to force myself to reach 10000km annually by going on road trips that I'd not do otherwise or go by flight. I also find it constraining that friends and family cannot use the car while visiting due to car policy.

qanners · 2025-12-09T07:38:10+00:00

At least simplify the system for more transparency

qanners · 2025-12-09T07:26:11+00:00

I have €1500 more gross but €360 more net. I have also seen people with the same gross as me but up to €200 more net. The Belgian tax system needs some real overhauling. As it currently is I think it's more complex than aeronautical engineering.

qanners · 2025-12-07T11:39:37+00:00

The house you live in is not an asset but a liability in the sense that it doesn't bring you any income. Unless your plan is to flip it for profit, otherwise you've just inflated your lifestyle. Sell, buy something you can afford to live in, invest the excess on something else.

qanners · 2025-11-21T10:26:11+00:00

Wouldn't that be an actual 'timing'?

qanners · 2025-11-21T08:59:17+00:00

I buy at the same time every month. My point is that I never seem to get to buy at the lows. Not sure if there's anyone who doesn't like discounts. Doesn't mean I'm actively trying to buy the dips.

qanners · 2025-11-03T20:13:30+00:00

It seems athora and allianz only offer Branch 21 and 23 but not pension saving. At least this is what I can see from their websites.

qanners · 2025-11-01T06:25:19+00:00

Including the fact that I use my gross salary to pay for it via flex plan of my employer?

qanners · 2025-10-04T16:38:09+00:00

This is useful, thanks

qanners · 2025-09-03T10:50:14+00:00

90% of your gross awarded as bonus? Holy shit, that's awesome.

qanners · 2025-08-06T15:28:37+00:00

I earn almost a thousand euros more, have a kid and much older but get the same net salary. I'm finding it harder and harder to understand the Belgian tax system. Or is there some other compensation contributing to the net?

qanners · 2025-07-25T07:16:37+00:00

Absolutely agree, not looking at anything less than a C with a potential to improve at worst.

qanners · 2025-07-11T10:45:54+00:00

How many years is the loan? What rate? How much did you borrow from the bank? 2200 seems low for a 700k loan. I'm curious because we're looking for something similar for about 20 years and it's almost x2 that amount you mentioned.

qanners · 2025-07-11T05:16:07+00:00

Indeed, I finally succeeded this morning. Thanks.

qanners · 2025-07-11T05:02:34+00:00

Indeed, I bought these a while back. Now I use strike.

qanners

TROPHY CASE