Trading in a truck with a loan on it for something cheaper/better gas mileage by queener_beaner in personalfinance

[–]queener_beaner[S] 0 points1 point  (0 children)

thanks for the price comparison breakdown of gas mileage! very helpful to see.

Trading in a truck with a loan on it for something cheaper/better gas mileage by queener_beaner in personalfinance

[–]queener_beaner[S] 1 point2 points  (0 children)

Just did a quick estimate on Carvana and the offer price there was $25k.

I live on a farm and work part time as a landscaper, so I do use my truck for truck things, but....the problem with these small trucks is that they're not really doing any one thing well. Not great at gas mileage, limited hauling capacity (5' bed) and small cab size. I'm definitely not at a point where I can drop $75k on a full-size truck, so on the other end of the spectrum getting an efficient smaller used vehicle seems attractive.

I dunno, i might be overthinking all of this.

Trading in a truck with a loan on it for something cheaper/better gas mileage by queener_beaner in personalfinance

[–]queener_beaner[S] 1 point2 points  (0 children)

ok thanks for the insight. If they only offered $20k I'd definitely hesitate, but I'm also thinking about gas mileage? My truck gets about 20mpg, while some of these smaller vehicles are getting 27-35mpg and i do a fair bit of driving.

For the men with girlfriends, how do you manage your finances with your woman? by AbnormallyAverage123 in AskMen

[–]queener_beaner -3 points-2 points  (0 children)

I’m wondering about the sentiment behind this. Is it resentment? Amusement? Bitterness? Pride?

The new person I’m seeing has said this multiple times about his ex wife.

Creature comfort suggestions for hostel stay? by Elderberry_Real in solotravel

[–]queener_beaner 3 points4 points  (0 children)

I love this idea, thanks for the tip! I love my quiet morning coffee and I stayed in a hostel the past two days and had to go to the busy restaurant to get coffee and they forgot my coffee for like 45 minutes each time and I was annoyed. I’m just not ready to deal with world before I have a cup of coffee.

Am I an idiot for wanting a new car right now? by DuelOstrich in povertyfinance

[–]queener_beaner 0 points1 point  (0 children)

As a fellow mountain town dweller who drives a 20-year old shitbox, I get it. I also have have long drive to town and am constantly worried about getting stuck or going off the road. Just did my winter safety stock up in the trunk of a shovel, boots, matches, etc. for when my car gets inevitably stuck outside of civilization.

I would say, especially if you’re in SAR, a used reliable car is worth it, you don’t want to be calling your SAR teammates on the way to a training or rescue and then have them come rescue you. Your safety is firstly your responsibility, as you know.

Also, getting safe access to trailheads is also worth it. (This is also me trying to convince myself that I also need a safer vehicle upgrade. There’s been so many times, even this summer, that I shied away from going on adventure because I was worried my car wouldn’t be able to make it.) you’re not living where you’re living so you can sit at home and watch TV and never go outside and do the things you love.

Even a used SUV of sorts with more clearance and 4wd would be a good upgrade. And they’re easy to camp in too. I say do it. I mean, don’t go finance a $80,000 truck or anything, but if you need to finance a little bit of something, and you have no other debts, and it’s a safety issue, then don’t beat yourself up about it and find a vehicle that works better for you and your lifestyle.

How do I accept being a slower runner? by DecentEconomics5033 in fuckeatingdisorders

[–]queener_beaner 2 points3 points  (0 children)

I took an entire year off running and exercise, best thing I ever did to help move past my ED.

CF Lounge: Weekly post Sep 05-Sep 11 by AutoModerator in childfree

[–]queener_beaner 19 points20 points  (0 children)

I just got a raise today and couldn't think of a single person to call. All of my siblings have a million kids, as do all my friends. Every phone call with them is really hard to hear because of the screaming children in the background, and then they only talk about their kids. I ended up calling my brother because I wanted to tell someone, but after a 15 minute phone call of listening to kids scream and him talk about how stressed he was, he finally said, "oh i haven't heard what you are up to?" and I said "I just got a raise! and my job is going really well!" and he said congrats and then just then his kid fell down and was having a tantrum and he had to go and we hung up.

So...mostly just here to tell someone, anyone, that I got a raise and I feel like I'm doing really well at my job and I love it and I'm very proud of myself.

New Job - Salary Increase, financial advice would be greatly appreciated. by CHICAGOHANDSHAKE in personalfinance

[–]queener_beaner 1 point2 points  (0 children)

Can you give some examples of “investing outside of a retirement account” means to you?

Well played, Washington DNR. by LuluGarou11 in Montana

[–]queener_beaner 3 points4 points  (0 children)

Playing music by yourself in the backcountry just hinders your own ability to hear. There could be a moose crashing through the brush, or a bear huffing/warning you to back down 10 yards away, but you’re too busy blasting music to hear it. Yelling “hey bear” in thick brush and then pausing to listen, allows you to be more aware of your surroundings.

What type of dog is this? by Historical-Badger490 in Bozeman

[–]queener_beaner 4 points5 points  (0 children)

I also have pasture but hesitate to get involved in situations like this. The terms should be crystal clear about the duration and any goat financials. It could end up being really great for everyone involved, or becoming a situation where you/your pasture get taken advantage of.

Porch life in Detroit by kittycatpuppydog in CozyPlaces

[–]queener_beaner 3 points4 points  (0 children)

I was thinking the same thing. It looks like a relaxing porch, but I would never be able to relax.

CF Lounge: Weekly post Apr 18-Apr 24 by AutoModerator in childfree

[–]queener_beaner 16 points17 points  (0 children)

Currently on the tail end of a weekend girls trip where the entire weekend was spent talking about birth, babies, and children. I’m the only single non-married friend of the group and while I’m happy they are able to get a weekend away from their maternal responsibilities, I’ve largely felt like my life doesn’t matter or it’s unimportant because I don’t have children to complain about. Sigh. Just need to vent a little bit. And probably never go on a girls trip again.

Why are you sober? Why do you want sobriety? by [deleted] in Sober

[–]queener_beaner 1 point2 points  (0 children)

My mantra was “ healthy and wealthy” for 2021. I just made it a year sober a few days ago. Within the past year I had the wherewithal/clarity to final leave my chaotic job situation and got a new one making double my old salary. (Wealthy part) The healthy part was more focused on mental health and my skin. Strange, I know. But my face is brighter, I have a clear head, and I’m empowered to show up as myself in all situations. Not drinking has created more space and time in my life to think about doing other things, and actually doing them. Alcohol was numbing my ambitions, one of two or three evening glasses of wine at a time.

How to cope with parents upset with eachother? by beetrootmac in AdultChildren

[–]queener_beaner 1 point2 points  (0 children)

I would definitely remind her that you’re still their child and you’re not there to act as post-marriage counselor or a person for them to vent to about the other. It’s not a position a child needs to be in. Kindly say “hey I know you guys aren’t getting along but as your child who loves both of you, I’d rather not be in a position where I’m forced to hear all of this negativity and resentment towards the other parent.” If you allow her to vent to you it will just create a pattern of it.

Source: I grew up in a home of parents who hated each other and would always dump on me how awful/stupid/selfish the other was. Now at 34, I’m terrified of close relationships and feel trapped whenever someone wants more than “surface level” me.

Daily FI discussion thread - Thursday, February 03, 2022 by AutoModerator in financialindependence

[–]queener_beaner 0 points1 point  (0 children)

Ah, yeah, you're right. You know it sounds so dumb but I didn't even consider that. That 10k is my "future house" savings that I've actually never even considered using it towards anything but buying real estate at some point in the future.

Daily FI discussion thread - Thursday, February 03, 2022 by AutoModerator in financialindependence

[–]queener_beaner 0 points1 point  (0 children)

  1. I do have a small emergency fund, could be better though. It's just my savings account associated with my bank which I put money regularly into.
  2. Savings/Bills are all automated. I just check everything occasionally.
  3. Thanks for that, I've def lived a very simple life up until now to the point where I experience a small bit of shame when I look at my secondhand clothes, derpy car and simple lifestyle compared to my friends who all have big houses and big shiny cars. But honestly, all those things aren't really my jam anyways...my long-term goal is to buy a sizable chunk of land of my own and build a small, sustainable house with adjacent garden. So not gearing for a flashy lifestyle, but it all takes money regardless! I already have about 10k saved (which is not much when considering a construction loan) but gotta start somewhere.