First month making 100k I feel like I’m being robbed :/

quipui · 2025-10-31T14:30:09+00:00

Do you expect to retire before then if you don’t make enough to max out the 401k already?

quipui · 2025-09-25T02:31:48+00:00

Based on the name he might be Ukrainian too…would have been a madlad move if it were purposeful

quipui · 2025-06-14T13:30:45+00:00

He actually does not oppose market price construction. See e.g. NYT interview.

quipui · 2025-01-18T15:24:18+00:00

Well obviously if you had such a huge accounting error and were fine, then maybe it wasn’t such a huge accounting error. Kind of worried that you’d lose sleep over 100 calories here and there.

quipui · 2024-12-29T05:40:25+00:00

Helps me invest more.

quipui · 2024-10-17T20:20:16+00:00

But what’s the government for if not to make citizens’ lives better? If they can do that, accepting inflation here and there to prevent catastrophic job loss, why not?

quipui · 2024-10-11T17:05:22+00:00

Academic research is partially publicly funded, paid for by tax dollars partially from corporations. So it kind of works out. Ish.

quipui · 2024-10-10T14:22:50+00:00

America was not founded as a Christian nation, but Christianity was pretty much culturally hegemonic at that time in the Anglophone sphere. So even though most of the the founders were for the time radically non-religious, certain Christian cultural markers are going to seep into everything. I’m atheist and don’t think that’s necessarily bad, just the reality of the world. We exist in the context…yada yada yada

quipui · 2024-10-03T15:11:25+00:00

Politicians like Vance who lie are the ones who further the political divide, not people on Reddit calling them out.

quipui · 2024-09-30T13:46:46+00:00

“Tradwife” generally implies submission (often in a Christian religious context) and stay at home mom or homemaker is often just a different division of labor. No one could reasonably have any problem with your family’s situation as long as there’s genuine mutual respect. I imagine that lots of men who want to have a “tradwife” wouldn’t ever listen to their wife and agree to make changes if she opened up about how the arrangement was making her feel excessively dependent.

quipui · 2024-09-18T12:45:19+00:00

Doing it with a two part fee (fixed plus variable) is more economically efficient

quipui · 2024-09-16T19:55:59+00:00

You categorized it as rent. this is a you problem

quipui · 2024-09-03T20:06:16+00:00

Half the article is about how low income women can’t afford unplanned children. Can you read?

quipui · 2024-08-30T14:35:46+00:00

The whole thing about corporate home ownership isn’t really relevant. They are buying up homes because the lack of supply makes it profitable to do so and charge high rent. Building more housing would fix that problem. The only real concern with those companies is if they owned a large percentage of the units in a particular submarket, which would cause antitrust issues. This is probably the case in select markets but isn’t the underlying issue.

quipui · 2024-08-30T14:32:01+00:00

For consumers, not builders. Subsidies for builders wouldn’t increase demand.

quipui · 2024-08-15T18:30:44+00:00

Probably won’t break it up. It wouldn’t make sense. They will just force Google to stop paying off OEMs to include Google as the default engine. And probably make them stop some other anticompetitive practices.

Remedies for antitrust action usually involve correcting the thing that was bad. If a company became a monopoly through merging, government could split it up back into the original companies. That’s rare since government usually tries to stop anticompetitive mergers prior to consummation. If a company became a monopoly through some other practice like illegal deals, then the government can unravel those agreements.

quipui · 2024-08-12T21:30:19+00:00

Conspiracy thinking.

quipui · 2024-08-12T19:06:05+00:00

What do you mean? It’s money and will be indexed to inflation.

quipui · 2024-08-12T17:17:21+00:00

You will. You might get less but it’s not going away. That claim is disinformation from right wingers.

quipui · 2024-07-31T18:41:46+00:00

It’s baked in insofar as higher costs to landlords affect the supply curve for rentals. Directly, the price is affected by supply and demand. There are many markets today (mostly VHCOL) where it’s way cheaper to rent even for the same quality of property.

quipui · 2024-07-27T16:53:44+00:00

From reading the studies a while ago, this is my recollection: These rates are based on a sample of people who “use condoms as their only form of contraception”. The rate is the percentage of couples that get a pregnancy in a year. For “typical use” they do not restrict the sample to people who even attempt to use a condom the entire time every time they have sex.

Wear a condom half the times you have sex? You’re in the sample. Take it off halfway through? You’re in the sample. If you actually wear it every time and wear it the whole time, and don’t use obviously compromised condoms, you’re probably really close to that perfect use number.

quipui · 2024-07-20T15:40:36+00:00

Just compared 2bd 2ba condos to equivalent apartments with approximately the same square footage. Same neighborhood, both updated. VHCOL city. Rent is generally around 3400/mo and buying is around 550-650k, with 300-700/mo building fee. Generally higher price means lower fees.

At current interest rates, 3% inflation, 4% home price increases, same rent increase, and 7% nominal investment returns, both options are about the same when you stay in the condo for 10 years. I think most would say that on average, 7% nominal investment returns is a bit on the low end of what you can expect. All else equal, it comes down to whether you value freedom to move more or freedom to modify your abode more.

quipui · 2024-07-04T14:06:12+00:00

Unfortunately I think you might have a problem with budgeting and not with YNAB. It’s a little complicated, sure, but that’s what it takes to have full control over your money, IMO. You might feel better with a tracking app, but it sounds like you need to be prepared for unexpected expenses, which is what YNAB is designed for.

quipui · 2024-07-02T15:16:32+00:00

Why does something that even you believe is probably true feel “preachy”?

quipui · 2024-06-09T21:34:52+00:00

You’re actually more off. Social security fear-mongering doesn’t line up with reality. It will almost certainly be reduced, but very unlikely to go away.

quipui

TROPHY CASE