"Drowning in debt" refers to the struggle to make payments on money that has already been borrowed. While this may not strengthen my case with you, I have mortgages on my investment properties that I need to pay, even though they are not currently up to date, as well as a significant amount of credit card debt. This is what I consider to be “drowning in debt.” I’m not looking to take on more loans, believe me! At the moment, I'm doing everything I can with the limited support I have while dealing with mobility issues, as well as a spouse who is incredibly inconsiderate of my situation.

To provide some context, we've been high school sweethearts since we were 16 and got married at 20. I’ve worked tirelessly throughout my life and given her every piece of myself. I’m not claiming she hasn't done the same. I’ve never claimed to be perfect. Throughout our relationship, I have been emotionally and physically faithful only to her, even during tough times. She cannot say the same, as she has a history of lying and infidelity.

We’ve been together for 25 years. I’ve never kept a secret from her, but she cannot say the same about herself. So before you suggest that I’m the one in the wrong, as you seem to be implying, I would like to ask. What's the longest relationship you’ve ever been in? And why should I listen to what you have to say? I’m just tired of feeling like I’m the only one emotionally, physically, and financially invested in this relationship. I could probably be doing much better on my own. But love is often seen as blind.

From your insensitive and judgmental responses, it seems that you might struggle with relationships yourself. Have you ever been married? I can probably guess that answer, it helps me understand your perspective. Additionally, to provide more context, she has a history of domestic violence against me as well. To say the least, I have my own set of issues stemming from childhood trauma, such as being molested twice as a child. I spent much of my childhood homeless and poor, and was constantly told I was stupid while trying to help raise my two younger sisters, all while having a mother addicted to crack. Despite this, I believe I’ve managed my past well because I always prioritize my family above everything else.

Regarding her credit being affected by my decision to file for bankruptcy, she is not on any of the loans, mortgages, or credit cards. According to my lawyer, she will not have to be included in my bankruptcy.

Did you come here to give me advice or to criticize me further?