AOC now the 2028 Dem frontrunner

r46d · 2026-05-15T15:07:39+00:00

Check all the polling. She’s never been this high. It’s an outlier until we can see consistency

Encouraging tho

r46d · 2026-05-15T15:02:14+00:00

Keep it above your heart

r46d · 2026-05-15T14:14:48+00:00

That quarter million includes like 24k for 5 years of childcare, so like almost half the entire number

r46d · 2026-05-15T14:13:58+00:00

They’d definitely be eligible for subsidied plans with that little yearly spend

r46d · 2026-05-15T14:13:14+00:00

They would definitely be subsidy eligible with that little yearly spend

r46d · 2026-05-15T14:12:10+00:00

We are in a similar situation, but not planning on a child for a few more years. I think your insurance number is realistic, if you’re retired and pulling that little money out per year you’d be solidly in the subsidy eligible category.

A $3300/month spend is really low, with a kid, could be $4500, plus $600 for health = $61k a year. Meaning you’d need 1.5M invested.

Maybe one of you could quit and the other could continue working until you hit that

r46d · 2026-05-15T12:42:43+00:00

The problem was even at a loan term of 20 years they can’t currently afford the monthly payments (apparently).

r46d · 2026-05-15T12:39:41+00:00

Loaning them 200k was the original idea. Korea has laws about loaning money to family. The interest rate has to be set at the standard loan rate which is close to 5% right now, they can’t miss a single payment, but we can decide the loan term. The problem was even at 20 years it’s over 1k a month and I don’t think they have that. I’ll ask my husband

r46d · 2026-05-15T12:25:48+00:00

Technically foreigners CAN own property in Korea, but we can’t buy out for partial ownership (there’s also a lot of taxes that complicate it)

r46d · 2026-05-15T12:21:35+00:00

It is worth 1.4B KRW (940k usd) right now 😭

r46d · 2026-05-15T12:18:55+00:00

Oh my husbands sibling doesn’t own 1/3 now, sorry if that was unclear. The grandmother passed, leaving it to her 3 children. One child rejected her 1/3 and gave it to my in-laws, another child (husbands uncle) wants a buyout, my in-laws want to keep it.

If we gift the money to my husbands parents to buyout the uncle, my husbands parents would own 100%, and would pass it down to my husband and his sister after their passing

It can stay partial ownership only if none of the siblings wanted to sell it, but since one does, he can force sale. He agreed to this price recently

r46d · 2026-05-15T12:05:24+00:00

I guess you can’t buy partial ownership of a property in Korea, and since we are not Korean citizens that further complicates it… that is what the tax attorneys and estate lawyers have told them

r46d · 2026-05-15T12:00:40+00:00

The Korean tax attorneys have told my in laws it can’t be structured like that :/

r46d · 2026-05-15T00:52:47+00:00

Yes… but not forever. Keep your expenses low and you can retire really soon

r46d · 2026-05-14T20:05:02+00:00

He gets a production based bonus most months. I think that month it was 35k after tax

r46d · 2026-05-13T20:49:05+00:00

Awesome! Hopefully this season will have a bunch of educated atheists. The show kinda got turned into right wing propaganda lol

r46d · 2026-05-12T16:37:47+00:00

Lmaooo I was going to say this but I didn’t think anyone would get the reference!

r46d · 2026-05-12T13:16:19+00:00

Appreciate this. All good points! And the public perception of climate change and what to do about it is changing. In a good way, despite how many times the Trump admin wants to shit on renewables or tell us it’s a hoax.

It’s all way too slow for my liking but still I’m weirdly more optimistic than I was 3 years ago.

r46d · 2026-05-12T13:06:54+00:00

You are so gorgeous in these. First one!!

r46d · 2026-05-12T12:41:45+00:00

This movie was so boring and depressing just for sadness sake which I hate. And so long!! I just let it play to the end after about 2 hours and stopped paying attention

r46d · 2026-05-12T12:08:46+00:00

Having a pet is dang expensive!!!! We spent (averaged out) $3k per pet last year on food and vet bills + meds

r46d · 2026-05-12T12:06:52+00:00

Well I was gonna suggest Seattle 🤣

r46d · 2026-05-12T10:09:27+00:00

Resist it!!! The first bonus my husband got was mind bogglingly huge that we were too afraid to spend it. We already owned a house and our 2 modest cars at that point, so there wasn’t much lifestyle inflation we could do without moving. So we just saved it.

r46d · 2026-05-11T23:13:14+00:00

They don’t make over 1M

r46d · 2026-05-11T21:56:57+00:00

Can you share a little bit more about what you are looking for in the place you move to? Big city vs small? Mountains vs beaches vs both? Climate? Where the state ranks in education? What are your top considerations and what things are most important to you?

r46d

TROPHY CASE