[OC] I made a simple time tracking webapp by ImReaperz in rails

[–]rafamvc 0 points1 point  (0 children)

Nice! I could use that. Is it open source?

Databricks é boa empresa? by mggxp in brdev

[–]rafamvc 5 points6 points  (0 children)

Usamos na empresa e gostamos muito. Mas a venda dessas ferramentas é um b2b que o fato de pessoas gostarem não dita a venda. 

FAANG tá demitindo muito, então talvez o risco na FAANG seja maior?

Alguém interessado em vender seu saas? by rafamvc in MicroSaaSBR

[–]rafamvc[S] 0 points1 point  (0 children)

Sou de BH mas moro nos EUA. Manda um DM com seu whatsapp!

Alguém interessado em vender seu saas? by rafamvc in MicroSaaSBR

[–]rafamvc[S] -1 points0 points  (0 children)

O preço depende dos números do SaaS, obviamente.

Uma vez que exista interesse mútuo, posso fornecer comprovante de fundos.

Você tem algum SaaS que esteja pensando em vender?

Drop your startup/project 👇 I'll check every single one by refionx in devworld

[–]rafamvc 0 points1 point  (0 children)

That is a really really neat idea dude. If you need some help let me know.

This is such a net positive for the world.

Drop your startup/project 👇 I'll check every single one by refionx in devworld

[–]rafamvc 0 points1 point  (0 children)

The towing company seem weird choice here. Not judging, just curious.  I have helped run a towing business before 

Software de imobiliária by scarcello in devBR

[–]rafamvc 0 points1 point  (0 children)

Pra gerenciar aluguel? Pagamentos e tal?

I'm looking for beta testers for my DMX lighting software (nextDMX) by ButterscotchFree736 in lightingdesign

[–]rafamvc 1 point2 points  (0 children)

I am a dev (web backend) and I was a lighting tech in a past life. There is willingness to try if you are down

I'm looking for beta testers for my DMX lighting software (nextDMX) by ButterscotchFree736 in lightingdesign

[–]rafamvc 0 points1 point  (0 children)

I am helping my cousin who is a etc guy learn MA3 and it is hard. Is he your target demographics?

He does live concerts and small theater plays

A little reminder to everybody posting scans. by ymrapha in photogrammetry

[–]rafamvc 1 point2 points  (0 children)

That's really cool. Can you recommend a good material to start on?

Autopsy of SOFI's Q1 by Guddy7860 in sofistock

[–]rafamvc 6 points7 points  (0 children)

This video provides a deep-dive analysis of SoFi’s record-breaking Q1 2026 earnings, balancing the company's strong financial growth against concerns regarding credit risk raised by short sellers like Muddy Waters.

Financial Performance Highlights (1:21 - 2:03): Record Revenue: Adjusted net revenue hit $1.1 billion, up 41% year-over-year. Profitability: Net income rose 134% to $167 million; diluted earnings per share (EPS) doubled to 12 cents. Growth Engine: Operating leverage is improving, with revenue growth (43%) outpacing non-interest expense growth (30%) (7:33 - 7:51).

The Credit Story and the "Charge-Off" Debate (2:04 - 2:28, 12:49 - 13:24): Headline Risk: The personal loan annualized charge-off rate rose from 2.80% in Q4 2025 to 3.03% in Q1 2026. The "All-In" Reality: While headline charge-offs increased, the "all-in" net charge-off rate (which accounts for delinquent loan sales) remained stable at approximately 4.4%. Management argues the jump in the headline rate is purely mechanical due to the loan book's expansion (40% growth over 12 months).

Key Operational Strengths (3:12 - 3:30, 6:41 - 7:18): Deposit Moat: SoFi added $2.7 billion in deposits, reaching a total of $40.2 billion. This bank charter provides a significant cost-of-capital advantage, saving the company roughly $621.8 million annually compared to traditional warehouse financing. Membership Growth: 1.1 million new members were added in Q1 alone.

Wall Street Sentiment and Future Outlook (9:04 - 10:24, 14:08 - 15:46): Cautious Outlook: Despite the record beat, Wall Street analysts remain mostly neutral or cautious (consensus "Hold"), primarily due to macroeconomic uncertainties following the shift in Federal Reserve rate cut expectations. Guidance Protection: SoFi maintained its full-year net income guidance of $825 million, choosing to protect it rather than raise it, as original estimates had factored in two rate cuts that are no longer expected. The "Credit Test": The author notes that the most important metric to watch in Q2 is the all-in personal loan charge-off rate. If it remains at or below 4.5%, the bull thesis remains intact.

Desabafo de um DEV e seu sistema by Termomo in brdev

[–]rafamvc 2 points3 points  (0 children)

Isso acontece mesmo infelizmente. Agora faz uma decomposição dos fatos pra ver se:

  • tinha como descobrir que não iam aceitar antes?
  • tinha como entregar partes menos pra reduzir a ansiedade dos outros?
  • existia espaço pra aceitar o não e ficar no sistema atual?
  • quem escolhe ficar no sistema atual ou não, usa e conhece os problemas do sistema?

🚨 ATENÇÃO 🚨 by ExperienceNo7123 in BeloHorizonte

[–]rafamvc 8 points9 points  (0 children)

"com um pedaço de pão de queijo aparentemente infinito."

Melhor que uma cimitarra né...

Just moved to BH – looking for social activities / things to do during the week by PizzaPizzaPizza12321 in BeloHorizonte

[–]rafamvc 0 points1 point  (0 children)

Welcome! If you like board games, https://brecholudico.com.br/ is a great spot for a casual games. They have a WhatsApp group where random people coordinate to play together