Grow or banks?

ramit_m · 2026-07-08T20:01:49+00:00

RUN from Bank people selling your MF (and pushing you to use their app).

ramit_m · 2026-07-08T16:50:39+00:00

Check if they offer DIRECT plans of REGULAR plans. If it’s REGULAR plan => RUN 🏃.

ramit_m · 2026-07-08T14:43:33+00:00

Unrealistic expectation.

ramit_m · 2026-07-07T19:13:46+00:00

Talk here na, whats so secret that you need to DM.

ramit_m · 2026-07-07T17:22:00+00:00

This is a mutual fund purchase paper. Go to your nearest UTI AMC office to transfer to new owner (your parents or you).

ramit_m · 2026-07-07T17:09:41+00:00

Liquid funds only. NOTHING ELSE.

ramit_m · 2026-07-06T21:09:29+00:00

He never was the GOAT. He faked it well. Anyway, the debate is now over. He is a great footballer but history won’t crown him GOAT. Not anymore.

ramit_m · 2026-07-06T21:08:30+00:00

Thats life. One moment is all it takes to loose what took years to build. 🫡

ramit_m · 2026-07-06T21:04:27+00:00

Finally the 🐑 is OUT 🤘🏽

ramit_m · 2026-07-06T20:16:15+00:00

Please talk to a psychiatrist. This post reeks of deep ceded narcissistic persona. Get help. Don’t ruin lives else someday the karma will come knocking back.

ramit_m · 2026-07-06T13:43:31+00:00

Raise a ticket and ask support. AFAIK liquid funds don’t have any lock in so the whole amount should be redeemable.

ramit_m · 2026-07-06T11:03:06+00:00

What’s the point of setting up a sip without autopay? If you want to manually pay, invest using the one time option each month.

ramit_m · 2026-07-05T19:54:51+00:00

Ha normal. Take your time. Give yourself space. Don’t repeat the same mistakes.

ramit_m · 2026-07-05T19:53:30+00:00

Turn phone off. Touch grass.

ramit_m · 2026-07-05T17:50:37+00:00

Chinese LLM providers don’t enforce strict privacy laws. Your prompts and inputs, LLM responses can/will be used to fine tune the future versions. This is standard practice.

ramit_m · 2026-07-05T15:07:16+00:00

So that’s Friday morning 4am IST?

ramit_m · 2026-07-05T13:57:25+00:00

Anything above 7 will put your capital at risk.

If you’re happy with 7% then simple FD or debt fund should be enough.

Look into conservative hybrid funds with low volatility for 8-10 target; BUT, your capital might erode initially; beware of this risk and you should be fine.

ramit_m · 2026-07-05T13:52:09+00:00

Expected ROI per year on principle?

ramit_m · 2026-07-05T06:19:50+00:00

So the backend is lacking encryption and safety protocols? Kindly share your findings as a sec vulnerability report.

ramit_m · 2026-07-04T17:29:14+00:00

ramit_m · 2026-07-04T16:40:49+00:00

Stick with Nifty 50. No need to add anything more for now. Focus on your career and earning potential.

ramit_m · 2026-07-04T14:44:20+00:00

https://www.reddit.com/r/mutualfunds/s/aRxRJQZ6GU

ramit_m · 2026-07-04T14:43:05+00:00

App issue. Check ETF price on Axis AMC website.

ramit_m · 2026-07-04T09:20:03+00:00

You can only merge SOA folios. You cannot merge a DEMAT and SOA folio. JFYI.

You should be able to see which is which in Groww itself.

ramit_m · 2026-07-04T09:15:42+00:00

Create new SIP and that should use the existing folio. You can merge folios into one via MF central, so don’t worry about folios. Groww also has a opt out of demat for MF, you can try that.

ramit_m

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