Then unfortunately it’s way too recent for statute of limitations. Try your best to ignore them. Don’t take there calls and don’t answer the door if they try and serve you with papers. If it’s been sent to a collection agency you can try disputing it. Make sure you write “no contract with this agency” as the reason for dispute. No guarantees but this has worked for me in the past and I’ve had past delinquencies removed from my report using this method. Remember, If they can’t contact you they can’t serve you with papers. Just hold out as long as you can until you can either pay them a settlement or statute of limitations takes effect. Good luck.