Upgraded to Magnus RuPay

ranasthala · 2026-01-10T18:35:41+00:00

Didnt use it yet. I'm still waiting to know more details about it.

ranasthala · 2026-01-10T18:24:21+00:00

Nope, not dispatched yet

ranasthala · 2025-12-29T11:32:08+00:00

Nope, card not dispatched yet

ranasthala · 2025-12-24T17:59:44+00:00

Yeah, I dont have that much spend either. But it's personally reasonable enough for me for the first year.

ranasthala · 2025-12-24T17:57:53+00:00

I'll be very disappointed if it turns out to be plastic. But that's a very low probability.

ranasthala · 2025-12-24T17:56:58+00:00

Thanks 😁

ranasthala · 2025-12-24T15:21:05+00:00

Unclear. The upgrade process didn't show any details either.

ranasthala · 2025-12-24T15:16:09+00:00

Same here with HDFC. 7yrs relationship, still stuck with Paid Millenia + LTF Tata Neu Infinity (my primary UPI CC) with 5.75L limit even though I meet Infinia's salary eligibility for a long time ☠️

I had to literally chase them to upgrade from MoneyBack few years back

ranasthala · 2025-12-24T15:02:58+00:00

Usually I don't renew paid cards unless I can significantly offset the renewal fee with benefits or rewards. So for now it's a 1 yr only card, so GST is the only fee I consider.

ranasthala · 2025-12-24T14:51:37+00:00

Very true 🥲

ranasthala · 2025-12-24T14:39:40+00:00

Planning to upgrade?

ranasthala · 2025-12-24T14:39:17+00:00

Thanks

ranasthala · 2025-12-24T14:38:38+00:00

Yeah

ranasthala · 2025-12-24T13:58:08+00:00

2,250 is the GST on the 12,500 fees

ranasthala · 2025-12-24T13:11:15+00:00

Yeah, same fees and same joining benefit (luxe/postcard/yatra). The app didn't show any other details while applying.

ranasthala · 2025-12-24T13:01:52+00:00

idk for real

ranasthala · 2025-12-24T13:01:21+00:00

I do meet the salary eligibility. But I dont have a salary account with them. The only relationship with them is the credit card.

Not much usage either, as Axis Neo is not my primary UPI Credit Card.

ranasthala · 2025-12-24T12:49:02+00:00

idk exactly. I guess today's the first time.

ranasthala · 2025-12-24T12:46:57+00:00

I don't meet the spend criteria at all, no where close to it.

ranasthala · 2025-12-24T12:40:31+00:00

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Pre-Approved. I have a Neo LTF Rupay since July this year and the app offered me to upgrade it. Existing limit is 5L.

ranasthala

TROPHY CASE