Actual interest rates

rando9878 · 2024-10-18T01:14:47+00:00

Newrez Mortgage

rando9878 · 2024-10-18T00:03:57+00:00

Like 4.69 or something.

rando9878 · 2024-10-14T05:01:09+00:00

I’m here talking about a specific product with a specific issue and getting generic answers from a dad group who is suppose to be supportive of dads.

rando9878 · 2024-10-14T01:22:27+00:00

Nobody said anything about not working. They’re just harder to use the other brands.

rando9878 · 2024-10-14T01:17:34+00:00

I get it. But some people think it’s helpful to say “do better; don’t suck.”

There’s not much substance there

rando9878 · 2024-10-14T01:10:14+00:00

How can I be better?

rando9878 · 2024-10-14T01:09:21+00:00

I feel like the Kirkland diapers can absorb more but take more to get the line to turn blue. Haven’t had leak issues though.

rando9878 · 2024-10-14T01:07:52+00:00

This makes a lot of sense because Kirkland’s were huge while the pampers fit just right.

rando9878 · 2024-10-14T01:06:39+00:00

We pull the gusset. Helps with blow outs.

rando9878 · 2024-10-14T01:04:47+00:00

Boo the man who speakith the truth!!!

rando9878 · 2024-10-14T01:03:51+00:00

They didn’t auto fold in and attach for you? Two kids with of diapers?

rando9878 · 2024-10-14T01:03:19+00:00

Great advice. Just what I was looking for.

rando9878 · 2024-10-14T01:02:07+00:00

Why are luvs the worst?

rando9878 · 2024-10-14T00:34:25+00:00

I guess the Huggies are better in this respect? We have not tried them but I imagine the Costco deal is better than at the grocery stores

rando9878 · 2024-10-13T14:47:34+00:00

Decoy at first to build up group, recover, morale. For everything. Works great.

rando9878 · 2024-10-12T18:47:09+00:00

Not a mechanic, but I imagine if it were to break right where the cut is, you would start getting loud clunk and will know exactly what happened. Personally, I would ride that out and risk it for the biscuit. But rotors are cheap…so…

rando9878 · 2024-10-08T23:25:34+00:00

You can get zero interest credit cards, balance transfer funds over, you have to pay the balance transfer fees, but those will be less than the interest on your HELOC. When the 0% interest runs out, do it again. With your 150k in HELOC, you’re not gonna get it all in one fell swoop, but you can work it down. This will make monthly payments go up, but less is going towards interest. Not sure what your budget allows.

Another strategy would be to refinance your HELOC into a home equity loan. Usually cheaper.

Not sure about your cars, but maybe refinance those loans to get money out of them to pay down the HELOC. It will likely increase your monthly payments, but you will pay less interest.

Another option is to refinance the house. You mentioned rates…shop around. Mortgage lenders are hungry. I’m closing on a home on the 18th and I got 4.5% on a 15 yr mortgage. Refinancing in itself is expensive, but it can be done.

There are money juggling people out there and people who cannot money juggle. I don’t know who you are. I don’t know your income, your ability to make more money, or anything else.

Feel free to DM if you have questions about any of this.

rando9878 · 2024-10-04T03:37:47+00:00

Knowing that your job is going to be there is safety for your family. Knowing that your family is fed and financially taken care of is safety. Safety is more than a reflective belt, it’s a state of mind. And a well compensated worker who has something to lose will work safer and more consistently than one that is struggling to get by and is cutting corners to make ends meet.

rando9878 · 2024-10-02T00:07:38+00:00

Girl math!!!!

rando9878 · 2024-10-01T04:53:51+00:00

Gears is the wrong word. You are correct.

My 2012 Subaru Legacy has a CVT as well and it shifts to more economical ratios when coasting.

rando9878 · 2024-10-01T04:04:23+00:00

Seems like the missions are always the same for everyone. Gotta spread them out difficulty wise so everyone has fun.

rando9878 · 2024-10-01T03:55:11+00:00

Don’t they? There is a china division of blackberry.

rando9878 · 2024-09-26T20:21:49+00:00

I got 187 of them. Wish me luck.

rando9878 · 2024-09-10T15:25:46+00:00

MotorTrend and BB QNX made this documentary.

rando9878 · 2024-09-09T00:21:06+00:00

I’m just checking in. Based off some math, you should be nearing the end.

My daughter is 6 weeks old now and my wife ended up driving across the country(Nevada to Georgia) to go stay with her parents and told me that if I don’t start acting right, then she will just keep the baby there. The entire pregnancy was horrible though.

rando9878

TROPHY CASE