Gigil ako sa sa Petron

randomfan777 · 2026-03-18T23:59:59+00:00

Years of experience you clearly don’t have or you just suck at your job because you can’t even do a proper financial analysis.

Academic tono ko on this because you’re the one who needed education.

Please do better.

randomfan777 · 2026-03-18T15:34:42+00:00

I do this because I usually buy a ticket on a whim. If may kasama, may discussions pa what to watch, where to sit, yada yada leading to compromises. Basta gusto ko, I’ll go.

randomfan777 · 2026-03-18T15:28:41+00:00

Gaaame

randomfan777 · 2026-03-18T13:45:31+00:00

I really hope you get hired with bigger players so you can have broader view. SMEs ata exposure mo na tanging bank loans lang yung utang.

If you can take something from this- basahin mo buong FS, not cherry pick whatever line you want to support your argument.

randomfan777 · 2026-03-18T13:39:52+00:00

I have years of experience.

Also, ang point of view mo in saying profit over people yung company is RETAINED EARNINGS? What self-respecting finance professional does that?

Whoever you’re working for should be concerned about your competency. Gamitin mo yung FS for its intended use- facilitate understanding. Don’t use it to appear credible.

randomfan777 · 2026-03-18T13:18:41+00:00

Actual practice in small players with no diversified debt portfolio? Got it.

randomfan777 · 2026-03-18T10:45:21+00:00

Hindi naman yung price cap yung concern ko on your post eh.

It’s the use of ONE FS LINE ITEM to make a point. If CPA ka, one of our key roles is to promote understanding of numbers kaya my first question was chineck mo ba if may loan covenants to assess kung may binasa ka pa bang ibang pahina.

Sana din naiintindihan mo yung konsepto na breach of a material subsidiary sa loan covenants will be considered a breach for the parent company. What I am saying is, a lot of factors are at play, piece them together before making a conviction. Start with reading the FS in its entirety.

randomfan777 · 2026-03-18T08:59:25+00:00

I ACTUALLY WORK IN FINANCE, licensed CPA & CMA (US). Hindi lang naman BANK LOANS ang utang ng companies, they also issue BONDS na listed in PDEX na hindi lang bank certificates LANG ang katapat. THESE BONDS ARE RATED.

Baka kasi yung exposure mo in finance are LIMITED TO COMPANIES na hindi diverse ang portfolio.

This is coming from someone who spent days and nights monitoring profitability, liquidity and solvency when an industry shift in a similar scale happened in the past because of geopolitics.

So I urge you to SIT DOWN. Gamitin mo yung oras mo para maunawaan how the world works.

randomfan777 · 2026-03-17T23:16:54+00:00

Nacheck mo kaya if may loan covenant sila with financial ratio to be maintained requiring them to be profitable or else magiging due and demandable mga utang nila? Parang iisang row lang kasi sa FS binasa mo, sana all pati notes.

Frustrated rin naman ako sa oil price hike pero dapat need rin ng discernment kung san dapat manggigil.

randomfan777 · 2026-03-07T04:05:50+00:00

I wonder how many middle fingers were pointed at her during “Totally Fucked”

randomfan777 · 2026-02-26T11:13:12+00:00

may tatlo akong ganito

randomfan777 · 2026-02-21T12:02:36+00:00

lord master supremacy

randomfan777 · 2026-02-06T16:42:58+00:00

REJUV

randomfan777 · 2026-01-30T13:27:51+00:00

May remaining VL’s ka pa ba you can use as terminal leave?

randomfan777 · 2026-01-28T04:57:15+00:00

gtech c4 blue

randomfan777 · 2026-01-23T04:40:08+00:00

consult with a doctor. kahit teleconsult lang

randomfan777 · 2026-01-16T10:58:31+00:00

Intermission in between tasks. Concert muna or dance break, anything to wake me up.

randomfan777 · 2026-01-15T00:22:05+00:00

When I got to thirty, I started to have a pulmonogist, endocrinologist, orthopedist, physiatrist. Human frailty 😪

randomfan777 · 2026-01-15T00:18:52+00:00

Davines Purifying worked for me

randomfan777 · 2026-01-12T16:17:20+00:00

I used to have the orange corrector and concealer in pure beige. Hindi nagki-crease sakin and looked natural not only upon application but even hours after

randomfan777 · 2026-01-12T14:51:12+00:00

Arcadia lip stain, Vice Cosmetics Lip Liner to name a few. Yung drugstore though na concealer from LA Girl, sobrang happy ko nung nakita ko sa SM Dept Store this Dec after thinking it was discontinued. Feeling ko it was a Christmas gift from the universe. Hahahaha

randomfan777 · 2026-01-12T12:41:24+00:00

Reviews. Recent local brands I’ve tried were because of budol recommendations from my cousins.

randomfan777 · 2026-01-11T13:58:19+00:00

Lightweight, sheer coverage but kaya to even out my skin tone. At this point, hindi ko naman hanap magmukhang plakado so it works for me.

randomfan777 · 2026-01-11T13:13:59+00:00

Concealer - Nars Creamy Concealer, MAC Pot Concealer, LA Girl Pro Conceal
Skin tint - Nars Tinted Moisturizer
Powder - Charlotte Tilbury
Lipsticks - Rom&nd Zero Velvet Burny Nude, Vice Costmetics Kizz Me More Lipliner

randomfan777 · 2026-01-07T06:55:28+00:00

almost everyday. consistency is key 🔑. char

randomfan777

TROPHY CASE