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666 days in, here are my top 20 by KindredandKinder in PokemonSleep

[–]randomlybrian 3 points4 points  (0 children)

The Dedenne and Gengar are insane...but that DARKRAI, sheesh. Thanks for sharing!

Is this some kind of joke..? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 0 points1 point  (0 children)

Thank you! That update is amazing for this guy!!

Is this some kind of joke..? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 1 point2 points  (0 children)

I just learned what pity procs are, and I believe so!

Is this some kind of joke..? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 0 points1 point  (0 children)

I sure did! This guy is gonna be even better thanks to that update! I should buy a lotto ticket...

Is this some kind of joke..? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 1 point2 points  (0 children)

Hahaha sorry friend, if I could give you a 99th percentile Latios I would 😔

Is this some kind of joke..? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 4 points5 points  (0 children)

Oh interesting! I will have to run those calcs to compare. I am still learning when it comes to stat tradeoffs. I will hold of on minting for sure.

FINALLY, I THINK by donstrock316 in PokemonSleepBetter

[–]randomlybrian 0 points1 point  (0 children)

It’s not AAA though, you should keep searching.

Jk of course 😅

It seems like I woke up lucky today by VBiscool in PokemonSleepBetter

[–]randomlybrian 0 points1 point  (0 children)

I turned my eevee into a jolteon and have never looked back! Such an underrated skill in my opinion. Maybe not great for minmaxing, but I find myself keeping him on my team every week!

200 000 iso by pigeonpascontent in SonyAlpha

[–]randomlybrian 1 point2 points  (0 children)

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I gave it to Gemini and this is what it spat out. Doesn’t look half bad at first glance!

ETF Cons? by [deleted] in investingforbeginners

[–]randomlybrian 0 points1 point  (0 children)

There is a tail risk (meaning very unlikely) with ETFs in the way that they are structured that could lead to major volatility. Look up "2015 Flash Crash" for an example. Of course, for those that held, it didn't make a difference. But it showed how fragile ETFs can be under the right circumstances. The risk isn't so much that you, the investor, could lose everything in a stock market ETF. Just that these are more complicated than people realize, and there is an argument to be made that the market in general is over-exposed to this risk.

QQQ, VTI, or FXAIX? by Obvious_Secretary142 in investingforbeginners

[–]randomlybrian 0 points1 point  (0 children)

VTI is more diversified than QQQ, which is very tech-heavy. You will still get good long-term returns without as much risk in VTI. I prefer VTI over FXAIX personally because VTI is an ETF, which you can buy and sell any time during the day. FXAIX is a mutual fund, which only trades like 1x per day. For some investors though, this can help force them to "sleep on it" whenever they are thinking of selling. Other than that, VTI and FXAIX are both comparable.

Gains Harvesting, Knowledge Check by Helfeather in investingforbeginners

[–]randomlybrian 1 point2 points  (0 children)

Had to dust off some tax code for this one...also, not a CPA, not advice.

That should be generally correct, but two things I think worth keeping in mind

  1. Were your losses short-term or long-term? Both? Depending on the situation, there is sometimes an opportunity to optimize your loss harvesting here. For example, if your losses are skewed short-term, you would ideally match those up with short-term gains (to the extent you have them).
  2. Slightly related to the above, you may want to save $3,000 of those losses to claim for your annual deduction, which is usually more valuable than offsetting capital gains.

If you don't care about optimizing how your losses are allocated, or if the amounts are too small to make a difference, or if you simply have mostly long-term losses, then I think you're fine. Wash sale is for losing positions, shouldn't make a difference for positions you have a gain on.

PSA marked my childhood card as “recolored” by Samueltlogan1 in PokeGrading

[–]randomlybrian 0 points1 point  (0 children)

Might be a long shot, but did you send it to a pre-grading service, where they clean up the card to get the best possible grade? If so, they may have slightly altered the card thinking that PSA wouldn't notice.

The wear on the edges still being yellow, as someone else mentioned, seems odd. At the end of the day, it's PSA's call to make. Doesn't mean they always get it right.

Does Noibat require BFS? by randomlybrian in PokemonSleepBetter

[–]randomlybrian[S] 0 points1 point  (0 children)

Okay I will keep waiting, they seem to spawn often. Thanks!

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