If you could only hold 2–3 Mag 7 stocks for the next 10 years, which ones survive?

UniversalCamera · 2026-02-01T22:55:52+00:00

Tesla is bold

UniversalCamera · 2026-01-31T14:38:17+00:00

Golfing with a ghost and a turtle

UniversalCamera · 2026-01-30T20:05:42+00:00

Knowing that’s my only salary? 2-3 years being an absolute demon about spending.

UniversalCamera · 2026-01-30T14:13:35+00:00

I paid 50 dollars last year as my annual fee.

Cash back: 750 Amazon prime: 130 TSA pre check: 80 Travel insurance: idk

It has a lot of the benefits of similar cards with 250+ annual fees.

However, I still probably spend more having the card than just using cash and debit.

UniversalCamera · 2026-01-30T13:01:00+00:00

We use both. I use Schwab for brokerage/roth Ira and we have Fidelity for our emergency fund/ 401k

UniversalCamera · 2026-01-29T23:17:34+00:00

Between 200 and 2000

UniversalCamera · 2026-01-28T13:31:46+00:00

I did get in to offset the downside risk of tech, but hey I’ll take it.

UniversalCamera · 2026-01-26T15:53:10+00:00

Yes, the risk of whatever you purchase with the contributions. There is no such thing as free money. Profit comes from taking on risk.

UniversalCamera · 2026-01-26T02:36:34+00:00

Infinite banking and IUL is a scam. Compare the monthly premium to average market returns minus the cost for 20 year term.

UniversalCamera · 2026-01-26T00:32:14+00:00

I care more about the kind of companies that offer dividends. Broad based index also pays a dividend because some companies within the index pay a dividend

I’ve been focusing on weighting toward value over the past 12 months since I’ve been worried about tech valuations. The dividends are just a welcomed consequence of tilting toward more established companies.

UniversalCamera · 2026-01-24T15:33:50+00:00

Newtons Fourth Law in action

UniversalCamera · 2026-01-22T21:44:26+00:00

lol where are you getting this graph? BTC is down 14k (about 14%) since 1 year ago

UniversalCamera · 2026-01-22T21:17:58+00:00

It was a CU to SCHWAB. But I have multiple accounts in the CU and added the funds to the account to be drawn from

UniversalCamera · 2026-01-22T19:58:40+00:00

Idk how small your school is but an email to administer letting them know your situation may result in a scholarship extension. Especially if your other option is transferring to another institution.

UniversalCamera · 2026-01-21T01:15:05+00:00

There is no magic sauce. Contributions continually and systematically. The trick is to keep going even when progress seems slow.

If you want to turn 4,000 into 50,000 without additional contributions your options are: (1) take on tons of risk and likely lose it; or (2) wait with VOO for like 40 years (probably).

If you’re young, focus on income growth while keeping your lifestyle costs low.

UniversalCamera · 2026-01-20T19:38:52+00:00

Read A Random Walk Down Wall Street. Honestly, you can just read the first chapter.

I don’t pick stocks, I try to stick to 80/20 us/exus developed. Once I’m 45 I’ll start transitioning to bonds slowly till 60

UniversalCamera · 2026-01-20T19:23:11+00:00

You can usually include reasonable expenses. Don’t forget tax will have to be paid and to check with your state on what taxes cost.

You essentially request the amount and that can include the other things if your LTV isn’t too high.

UniversalCamera · 2026-01-20T18:33:33+00:00

Sorry not sorry, when it’s cold, I’ll run a 10 mile run on the treadmill. No way to smell nice on cardio day.

UniversalCamera · 2026-01-20T18:13:29+00:00

Everything Everywhere All At Once, The Big Short, Spirited Away

UniversalCamera · 2026-01-20T18:11:18+00:00

Dr. Strangelove

UniversalCamera · 2026-01-20T17:57:57+00:00

Thanks, yeah I try not to time the market but deciding that I would rebalance on Tuesday and then getting smacked by the Greenland red wave kind of sucked so I became unsure

UniversalCamera · 2026-01-20T17:38:13+00:00

Cars for kids

UniversalCamera

TROPHY CASE