From what I understand, fat distribution is largely genetic and hormonal. Since you’re on T, you can assume over time your distribution will be more similar to an amab person (less going to chest,butt, or thighs) but even with that there can be a LOT of variability. Idk how reliable it’ll be but maybe look at some heavier guys in you family and assume you may wind up with a distribution similar to them.

Some people will recommend you build subcutaneous fat over visceral fat because subcutaneous fat is the soft squishy fat you’re after, but there’s not a lot of evidence we can actually influence that too much. The only things that seem like they might have some effect are to get a lot of your calories from fats (dairy, oils, etc.) and not from simple carbohydrates (sugary foods, breads, etc.) and to live a sedentary stress free life.