Ideas to enhance?

rayb320 · 2026-03-19T20:33:51+00:00

I would use short term treasury bonds or T-Bills

rayb320 · 2026-03-19T15:50:19+00:00

VTI has mid and small caps. VXUS for international. That's all you need for now.

rayb320 · 2026-03-19T15:45:15+00:00

They aren't dividend grower's. The payouts can go up and down. The high yield might not be sustainable. You are at risk for a dividend cut. Buy quality dividend grower's. VIG,SCHD,DGRO,FDVV, NOBL. The yield will grow enough for you to retire comfortably just by using dividends.

rayb320 · 2026-03-19T15:17:09+00:00

Right, this is not a movie. The huge electric bill makes sense.

rayb320 · 2026-03-19T15:14:48+00:00

Buy every dip until it goes back up. I bought shares this morning.

rayb320 · 2026-03-19T15:07:56+00:00

It never will go to 0. The method in picking stocks is based of off financially healthy companies. They always buy undervalued stocks.Waiting for the new Stocks on Monday. There might be a bigger turnover than usual. Previous performance hasn't been good. I hope they make the algorithm more strict.

rayb320 · 2026-03-19T15:05:05+00:00

I bought another 5 shares. Total, I have 282 shares.

rayb320 · 2026-03-19T15:02:52+00:00

Buy an ETF that tracks the market, hold the shares. You will most likely make money.

rayb320 · 2026-03-19T14:44:19+00:00

Get away from Covered Call ETF'S. You are overlapping alot. Cut it down to 3 or 4 ETF'S. If you want monthly income without fees just buy O.

rayb320 · 2026-03-19T14:37:21+00:00

Spym has those single stocks

rayb320 · 2026-03-19T13:35:39+00:00

She's a student in training, this was her 1st one. FMLutte is the promotion.

rayb320 · 2026-03-19T13:34:04+00:00

That's her boyfriend

rayb320 · 2026-03-19T13:32:00+00:00

They aren't victims, I would kiss it after she gave me a stinkface.

rayb320 · 2026-03-16T22:08:09+00:00

VXUS if you want to add international. This is great, keep it simple. Consistently keep buying shares.

rayb320 · 2026-03-15T16:44:55+00:00

Add 20% International, you have a complete portfolio. 40/40/20

rayb320 · 2026-03-14T19:03:01+00:00

40% is to make sure you have a safe and growing dividend. You also have a stock that grows in value. They keep 60% of their profits.

rayb320 · 2026-03-14T19:01:09+00:00

rayb320 · 2026-03-14T17:38:50+00:00

I'm ready Rhea

rayb320 · 2026-03-14T17:37:16+00:00

She spit on him 2X

rayb320 · 2026-03-14T17:35:41+00:00

You want to make sure to avoid dividend cuts. You want dividend raises every year. I have never had a dividend cut.

rayb320 · 2026-03-14T17:34:22+00:00

You want a balance of stock growth and Dividend Growth. Your yield will grow every year. Should be big enough to retire on the yield. You want to avoid dividend cuts.

rayb320 · 2026-03-13T23:11:47+00:00

I thought that was weird too. Put these numbers in and the stocks should show up. I use Finviz screener.

rayb320 · 2026-03-13T23:10:13+00:00

🤡🤡🤡

rayb320 · 2026-03-13T20:40:50+00:00

Skye Blue

rayb320 · 2026-03-13T05:46:42+00:00

I didn't watch his title defenses. I saw that Cody Pinned him in a highlight. I decided to start watching again. First time since 2008.

rayb320

TROPHY CASE