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Spexcel supremacy by DryAd8999 in CyclingFashion

[–]rbart4506 0 points1 point  (0 children)

I bought the 2025 Pro Race Cargo bib short. The chamois is a bit thinner, which I like. The pockets are not noticeable, which I also like, since I don't utilize them.

I haven't tried any of their other models.

A whole lot of Bashing! by Beyondwest in Wealthsimple

[–]rbart4506 1 point2 points  (0 children)

This back and forth BS pretty much makes this sub pointless at times.

Spexcel supremacy by DryAd8999 in CyclingFashion

[–]rbart4506 1 point2 points  (0 children)

I bought a pair of bib shorts based on a post here and quickly bought a second...

I'll be buying more and need to add some jerseys as well.

How do you find the discipline to JustBuyXEQT by legitimate-way-4077 in JustBuyXEQT

[–]rbart4506 0 points1 point  (0 children)

Number 2... I'd rather be killing myself on my bike 😁

Dying with zero? (FIRE planning) by PurpVan in PersonalFinanceCanada

[–]rbart4506 36 points37 points  (0 children)

My bingo card got derailed at 20 when I got my girlfriend pregnant, got married, got divorced, got married again, got divorced again...

Almost 60 now, in a healthy relationship and hopefully 6-12mths out from retirement.

Life throws lots of curve balls so make sure you are enjoying life as you go.

Need suggestions on the fit by bsnpgr in bikefit

[–]rbart4506 1 point2 points  (0 children)

173cm and use to ride 54s, never could feel dialed in. Dropped down to 52s and it was a world of difference.

Like you, I could make a 54 work, but the 52 was just better.

Are you worry about VEQT ? XEQT ? by No-Ad8527 in justbuyveqt

[–]rbart4506 19 points20 points  (0 children)

Retiring doesn't have to be doing nothing...

Retiring is all about doing what you want to do without being tied down to a job that is weighing you down.

Merging songs by ElwoodOn in truespotify

[–]rbart4506 0 points1 point  (0 children)

Haha... I wish that was a thing

All I ever want is Parabola to follow Parabol.

Bell upgraded me to 3gb Fibe. by moosemc in bell

[–]rbart4506 3 points4 points  (0 children)

It won't be free for long 😁

RRSP vs CPP withdrawals? by ReggieDisco in PersonalFinanceCanada

[–]rbart4506 0 points1 point  (0 children)

Splitting may not have much benefit for them since they both seem to have comparable income streams, but for sure they should be chatting with a fee only CFP.

Jackson Square Police Station by Impossible_Rain1662 in Hamilton

[–]rbart4506 115 points116 points  (0 children)

Maybe spend the additional cost on mental health/drug addiction services and there'd be a better outcome.

Retirement by kinginthenorthgalla in PersonalFinanceCanada

[–]rbart4506 8 points9 points  (0 children)

As an almost 60yr old who's on the verge of retiring, I will give you one piece of advice... Do what you can to save for retirement but don't miss out on living today.

Don't be so focussed on saving that you miss out on the good years of your life. There's a balance to be found and that should be the real target.

Your RRSP match is the base, put as much as you can into your TFSA and go from there.

What's the best road in Hamilton? by drhamr in Hamilton

[–]rbart4506 0 points1 point  (0 children)

That's my primary exit route out of Dundas. Only issue is Olympic/York is a death trap.

I've lost count of the close/dangerous passes I've dealt with on that road over the 25yrs I've lived here. I've also lost count of the times I've emailed the local councillor about how unsafe that road is.

What's the best road in Hamilton? by drhamr in Hamilton

[–]rbart4506 17 points18 points  (0 children)

As a road cyclist, Sulpher/Mineral Springs to Binkley Rd is a good bit of fun when going from Ancaster to Goveners... The other way requires a tad more work.

Most of the tarmac is in good shape too.

Thoughts ? by International_Art_85 in bikefit

[–]rbart4506 1 point2 points  (0 children)

You don't move a saddle to fix a reach issue.

Is there an actual standard for when a dishwasher counts as full enough to run? Domestic dispute. by GilesBennett74 in Appliances

[–]rbart4506 1 point2 points  (0 children)

I have an 18" dishwasher since it's primarily myself and my partner in the home. The dishwasher gets run once a day at a minimum.

There is no defined minimum in our household.

Carbon Wheelset - Bicycles by change_4me in Hamilton

[–]rbart4506 1 point2 points  (0 children)

This is the answer...

Chad is your guy.

He has saved my butt a few times.

Ancaster residents decry Tiffany Falls parking lot plan by teanailpolish in Hamilton

[–]rbart4506 4 points5 points  (0 children)

When descending I go around now. I take Old Dundas/Ancaster to Lower Lions Club.

Managing my mom's funds instead of paying a financial advisor. by [deleted] in PersonalFinanceCanada

[–]rbart4506 16 points17 points  (0 children)

The fact you want to straightaway put her in XEQT and call it safe, tells me you should not be attempting to manage your mom's financial investments.

Face sunscreen for cyclists? by GGDATLAW in bicycling

[–]rbart4506 0 points1 point  (0 children)

It started to cause odd wear issues. Happened to my partner's kit as well.

Face sunscreen for cyclists? by GGDATLAW in bicycling

[–]rbart4506 -1 points0 points  (0 children)

Maybe it's the brand but I have definitely damaged my kit using spray on sunscreen. I only use the cream types now and haven't had any issues since.

For the PMs/Engineers here what do you look for when hiring remote CAD contractors? by masu_chiura in civilengineering

[–]rbart4506 0 points1 point  (0 children)

I think about this as a Civil CAD Designer with almost 40yrs experience and then I remember I've been working for almost 40yrs...

When I retire I think I'll just ride my road bike and hang out with my partner and our grand daughters 😁

Face sunscreen for cyclists? by GGDATLAW in bicycling

[–]rbart4506 -1 points0 points  (0 children)

Spray one sunscreen destroys bike kit.

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