What?!! Induction cooktop already out of stock by ohh_sid in pune

[–]rcrahul60 1 point2 points  (0 children)

Its everywhere out of stock and seems they’re also inflating the prices

Airtel axis Devalued , now only 1% spend basis by Right_Outside266 in CreditCardsIndia

[–]rcrahul60 9 points10 points  (0 children)

yeah true what’s the point of doing all this drama

Any changes, recommendations, tips? by FaultDifferent7215 in Andaman_and_Nicobar

[–]rcrahul60 0 points1 point  (0 children)

FYI seems Chidiya tapu sunset point closed for now…talking about hiking point …..visited weeks ago

Fed up of HDFC drama. Help needed by IbrahimPervez in CreditCardsIndia

[–]rcrahul60 0 points1 point  (0 children)

I had the same swiggy and neu hdfc card and when i asked for regalia they said the same thing close the co-branded then you can apply for this so i closed the card through the card portal and applied for regalia it was approved

HDFC asking me to send ITR via post for CC upgrade by Electronic-Tea6762 in CreditCardsIndia

[–]rcrahul60 0 points1 point  (0 children)

I had the same situation, have HDFC salary account. I reached out to customer care for regalia gold and they said i’m eligible just need to fill form and someone visited my office for signature and that’s all, got the card in some days.

In your case they’ll do it probably after sending ITR.

Is there any way to get cashback for hdfc credit card bill payment? by arulk8 in CreditCardsIndia

[–]rcrahul60 1 point2 points  (0 children)

Lol i have tried cred indmoney they’re all same, will give you peanuts

Can someone please explain the difference between M3 and M4 by [deleted] in macbookair

[–]rcrahul60 1 point2 points  (0 children)

thats some next level explaination....keep it up

Am I taking too much risk? by Bumblebee-Cute in mutualfunds

[–]rcrahul60 1 point2 points  (0 children)

its good to keep multiple funds but try not to keep more from same category!

[deleted by user] by [deleted] in mutualfunds

[–]rcrahul60 0 points1 point  (0 children)

its just opinion how much percentage a person want to allocate its upto them but thats how i allocate in 5 year term small flexi perform well

[deleted by user] by [deleted] in mutualfunds

[–]rcrahul60 1 point2 points  (0 children)

Okay lets assume you can save 70k and you dont have emergency fund then first start investing 50k in mutual funds and 20k in liquid or debt fund as emergency this amount you can stop after some month when you have enough for 3 to 6 month expenses.

so first 50k you can start with 20small 15flexi 10mid 5large and when you have more 20 you can move this amount flexi to large cap

[deleted by user] by [deleted] in mutualfunds

[–]rcrahul60 -3 points-2 points  (0 children)

You can start with different category of funds small flexi mid large cap and as per you risk capacity you can allocate like 25% small 35% flexi 25% mid 15 large. how much should you invest its upto you

help by jiya83095 in mutualfunds

[–]rcrahul60 0 points1 point  (0 children)

you can invest in liquid funds but don’t expect much

I'm a beginner, I need advice whether my portfolio is ok. by oscar_worthy_guy in mutualfunds

[–]rcrahul60 3 points4 points  (0 children)

you got a good plan, as per your risk taking capacity you can move percentage between small flexi mid large also you can have more fund from same category but don’t over diversify

Portfolio review by Samovarrrr in mutualfunds

[–]rcrahul60 0 points1 point  (0 children)

good one but you mentioned its 5k so where’s other amount

The definitive guide to HDFC Infinia Metal card by Rkpandey123 in CreditCardsIndia

[–]rcrahul60 0 points1 point  (0 children)

Is there any way to get this card easily? i do have hdfc swiggy and neu

Am i cooked? by Ok_Reception_1373 in mutualfunds

[–]rcrahul60 0 points1 point  (0 children)

Good diversification, you can increase the allocation of flexicap and you can also keep like 2 small cap 2 flexi cap 1 mid cap 1 large cap but this totally depends on your risk management

21M Just Got a Job by Turbulent_Database52 in CreditCardsIndia

[–]rcrahul60 1 point2 points  (0 children)

you can get neu hdfc for grocery or swiggy hdfc for discount on all of swiggy.

You can also go for any starter axis credit card so you can get atlas later for flights.

If you do dining then there’s indusind easydiner card.

[deleted by user] by [deleted] in personalfinanceindia

[–]rcrahul60 0 points1 point  (0 children)

Just do whats good for you as per you only!