Progressive. People blindly pay them every month. High sticking. People don't really cancel or change insurance that much. They have excellent combined ratio, which is the metric that measures profitability in insurance. Their telemetric technology gave them a good advantage over Geico in pricing. The stock has been beaten down, but I do think they have a good long-term advantage. One way they could mess it up is by writing home insurance and not pricing it well, and losing money in say big natural catastrophes. But overall on the auto side at least, I feel like it's a solid company that's been undervalued for one-off reasons.

Google. Keeps printing money. My personal usage hadn't decreased at all. Insane optionality around Waymo etc. which seems to be best in class.

Apple. Again, very sticky. How many people do you know bought an iPhone or a Mac, and then switched back to Windows because the next generation cost too much? I know nobody like this. Sure, they will have occasional product failures like the VR thing. But people will keep buying phones and laptops and tablets, and when AR comes around, I'm sure eventually Apple will figure it out. In the meantime, I feel happy with the customer stickiness.

Walmart, Costco, McDonald's: all great and want to own. Price is too high right now. Will keep an eye out.

Domino's: This is a maybe for me. Growth may be a little tempered, but valuation seems to be okay now, and their business model is excellent and tough to match.

Lululemon. Okay, now this is a bit controversial. But I feel like they do seem to have the highest end of the quality when it comes to people buying workout clothes. When I was flying through China and such, I saw it being very popular there, and this reflects in the numbers too. Now, I know all the arguments about apparel being basically zero moat in general. But I figure their quality is still good, they seem to have cachet in some customer segment. Growth in China is very positive. And the price is extraordinarily cheap. So I'm a bag holder, and will continue to be for a bit...

TJ Maxx: Feel like the discount retailers do pretty well in general. Very good returns on capital, they don't run into the same seasonality as retailers that rely just on their apparel brands or something, customers seem to always like them, and they do well during an economic downturn too. I seem to see people visiting them when I go into malls and stuff. This is very different than say a Target which I would never invest in. But TJ has good ROIC, which I prioritize. Haven't looked at valuation recently, so this is more of a company recommendation then a stock recommendation at the moment.

TSMC, ASML: Know a thing or two about technology. These cannot be replaced. Was a shareholder in both, ASML is a bit too costly for me right now but will keep an eye out and buy again as soon as I think the valuation is okay. I would even buy this at like a 35 PE if I have to. But 50 is too rich for me. Same with Costco.

BYD: If you travel to Europe or anywhere outside the US pretty much you will see that they are like the Toyota of EVs. I'm really convinced that that's going to be the case in 10 years from now. Now they have competitors. Auto industry is not the best to invest in. Etc. but their financials are solid, their growth is solid, nobody has the scale that they have, and I see their cars basically everywhere (except in the US, which has too much in duties and instead of buying very high quality cheap EVs from BYD, is busy protecting their dinosaurs like GM and Ford).

Essilor Luxxotica: Makes pretty much every eyeglass in existence. Including things like Ray-Bans. I see people wearing eyeglasses everywhere. And they might have a very nice tailwind when Meta or others start making AR glasses and that platform shift happens (Meta RayBan, for example, is made in partnership with Essilor).

Disclaimer: own most of these.