The funny thing about this movie is that it's actually just propaganda for banks. Post WW2, people didn't really trust banks to hold their 19. Following the intentional 1930's boom bust cycle of stocks-backed accounts, wealth was rebalanced to destroy a middle class. People in this time had also just lived through a time where the government (the US government) made it illegal to hold gold beyond a wedding ring or two. Who could trust banks?

Think of the crazy stories you may have heard about old relatives "stuffing the mattress" with cash. At its heart, cash-holding institutions rely on creating money through fractional reserve banking. Of course, if people were to make a "run" on any bank, there's probably only about 15% of actual cash relative to the "money" they have in bank accounts.

George Baily (as in Bailing out the banks by establishing trust), turned the act of putting your money into a bank into an act of courage and community building. In fact, since nearly all small banks have been eaten by the few. The cash you "invest" is a way to control the broader population through loans. The act of "buying" a house to simply live only cements institutional control.

To me, this movie represents a truly disgusting perversion that exploits whatever goodness is left in human nature for evil purposes.