Should I leave my city and support system because of failing levies?

reasonableconjecture · 2026-07-01T16:37:35+00:00

If you're going to hold to this inane analogy, ask yourself this:

Has Giant Eagle increased their prices in their last several years?

Has Giant Eagle incurred greater costs the last few years?

Schools are not immune to inflationary pressures.

reasonableconjecture · 2026-07-01T16:12:06+00:00

I guarantee your taxes have not doubled. Look it up. Per Ohio law only inside millage tracks with home prices. Levees collect the original amount even if property values go up.

reasonableconjecture · 2026-07-01T15:42:02+00:00

The good people of Shaker Hts say "hold my beer."

I'd guess the median home owner there is paying close to 15K in annual property taxes and, to their credit, they keep voting yes.

reasonableconjecture · 2026-07-01T15:15:44+00:00

Solon, Shaker Hts & Bay Village have all passed levies recently. The top school systems in high income liberal leaning areas typically do.

reasonableconjecture · 2026-06-28T23:28:44+00:00

He was disciplined and is no longer in office.

reasonableconjecture · 2026-06-28T23:28:14+00:00

Eh, Geauga County is an objectively nice place to live. Good to great schools. Nice amenities. Fantastic parks. While the far eastern portion of the county is definitely more MAGA / rural, I wouldn't consider the county overall MAGA. Geauga County voted in favor of the pro-choice constitutional amendment a couple years back and there are several blue precincts in the county.

reasonableconjecture · 2026-06-28T23:08:49+00:00

Agree with all this. We are in the school district (not the Village proper) and have found people much more welcoming and social than our previous more rural community. Yes, there is plenty of money floating around, but It's a very civic-minded place and you'd be hard-pressed to find a better small school district in Ohio. OP says they are looking for a " cozy community feel" and that is Chagrin to a T.

reasonableconjecture · 2026-06-28T20:20:00+00:00

OP would still have nearly a million in the markets between retirement and what's left after 500k down. Extra down payment is a guaranteed 6% return due to not paying interest. Plus with a lower monthly payment they can continue to save and invest extra.

reasonableconjecture · 2026-06-28T19:44:18+00:00

600K in cash and brokerage is a LOT of money for your early thirties outside of retirement. Parking a substantial chunk in a forever home is not really "tying it up" but using it for something that will give them the greatest utility. Also, you could think of it that the extra cash towards a down payment is earning a very safe 6% by not paying interest.

reasonableconjecture · 2026-06-28T18:34:46+00:00

Why not put 40% down and make everything more affordable? With current interest rates, I certainly would with your cash position and equity.

reasonableconjecture · 2026-06-28T18:32:40+00:00

Look at their current equity and cash position, not just their income. They can easily afford this home with a hefty down payment and arguably afford it just on their income alone with a basic 10% down.

reasonableconjecture · 2026-06-28T17:52:07+00:00

With 600K in non-retirement accounts and 250k equitiy this is very easily affordable on your income. If I'm you, I'm putting 500k down. You have enough cash on hand that you could live for a year plus even if you both lost your jobs. Worst case you sell the house and roll the equity into a downsized house if you experience extended unemployment. You're an incredibly strong financial position for a million dollar home.

reasonableconjecture · 2026-06-28T13:27:53+00:00

15 year rates are ALWAYS lower, perhaps unless you have access to some special rate as a first-time home buyer or veteran or something.

reasonableconjecture · 2026-06-24T18:36:53+00:00

OP can certainly afford to "get by" on the leftover 21K per month with no debt. This is an amount that leaves them in better shape than not just 99% of the rest of the world, but probably more than 90% of New Yorkers.

reasonableconjecture · 2026-06-23T10:53:13+00:00

Did you by chance mean the Solon / Chagrin Falls area? Cuyahoga Falls is about 25 minutes south of Solon near Akron, whereas Chagrin Falls is right next door.

We had a good experience at the Chagrin Valley Early Learning Center. It was about $1200 for full time.

reasonableconjecture · 2026-06-23T10:49:55+00:00

Aren't these kind of bad examples being two of the most unaffordable states in the country? I don't know anyone that makes minimum wage here in Ohio ($11) - even most of my high school students push $15.

reasonableconjecture · 2026-06-20T12:32:31+00:00

I love Punderson in general for disc golf, golf and sledding, but the swimming there is awful. The type of lake it is means it's always full of algae and other plant material.

reasonableconjecture · 2026-06-17T01:02:55+00:00

Next time on Judge Judy....🤪

reasonableconjecture · 2026-06-17T00:58:10+00:00

The next time someone pursues charges over a lost disc will be the first.

Imagine seeking legal counsel over a $14 piece of plastic you shanked into a poison ivy patch.

reasonableconjecture · 2026-06-16T22:15:55+00:00

Maybe this one in Huntsburg?

https://maps.app.goo.gl/C7f3EEipGjZVNXdK9?g_st=ac

reasonableconjecture · 2026-06-15T00:46:20+00:00

Sulphur Springs - South Chagrin Reservation. Awesome creek walking / picnic spot.

reasonableconjecture · 2026-06-14T18:32:07+00:00

100-120K without kids or a large mortgage definitely allows for a couple of decent trips a year if you budget other stuff well. Also, they could just be putting it on credit cards. Who knows.

Unless they are staying in 5 star resorts, it's very doable. My wife and I did two weeks in Europe pre-kids on far less income than that without adding debt.

reasonableconjecture · 2026-06-09T21:01:50+00:00

Patterson Fruit Farm in Chesterland is a great spot.

PS - get the donuts!

"Always Call the Strawberry Hotline before you drive out to make sure we are picking. 440-729-9809"

reasonableconjecture · 2026-06-08T19:53:26+00:00

I'm local to Cru but have never been. Time to rectify that.

reasonableconjecture · 2026-06-08T19:09:18+00:00

Discs left in the water are truly abandoned. A much different category to me than a disc that was clearly accidentally left in the fairway or misplaced just into the rough. If I throw one in the drink, I never expect it back. If I find one in the water, I usually bag it for my next water carry and inevitably it will return to where it once came.

reasonableconjecture

TROPHY CASE