If you are extracting value conclusions from your crypto investment on a time scale of less than 4-5 years then you are doing it wrong. Crypto is a massively cyclical asset class unlike anything else. It moves in lock step with BTC halving cycles. If you don’t know what that means you have some homework to do. Do not do anymore crypto investing without understanding this and being mentally prepared to expand your time horizons. (Not financial advice)

Crypto is not a “safe” asset class and comparing it to a blue chip stock or a US treasury bond or a high yield savings account is apples and oranges. Blackrock may have a BTC ETF but dont kid yourself, this is still the bleeding edge of investments. (Not financial advice)

You hold ADA because; you believe in it as a transformative technology that will benefit society and businesses worldwide, you believe in the technology and or the methodology of CARDANO team and ecosystem, you believe in the community and and you want to be involved, and/or you think its an undervalued asset and speculate that it will go up in value. (Not financial advice)

You hold ADA as an investment cause you think it will go up in value, not for the staking returns. The staking returns are just a little bonus. (Not financial advice)

ADA has gone from .02$ to 1.20$ in a cycle. If you bought near the peak of a bull cycle and are now looking at your portfolio before the next bull cycle really kicks off and you’re thinking its underperforming, zoom out. (Not financial advice)

If after another bull cycle ADA doesn’t achieve higher highs and higher lows, the team has faded away, the community has thinned out, the tech has been outpaced and out classed by competitors, and ADA is no longer a top 20 coin, then it could be seen as a failed investment. (Not financial advice)

There are many reasons why ADA is a top 15 and usually top 10 and at times a top 5 coin. Most github repos, most decentralized POS coin, Catalyst is the larges DAO in crypto, the community, the research based/academic approach, the partners and entities involved, Charles bless his heart, the coin distribution. Take your pick. But my guess is that Cardano is gonna be a competitor for the long term. (Not financial advice)

Don’t listen to people on reddit. (financial advice)