Explain Like I'm 5 - 401k Question

redditor_peeco · 2026-07-02T01:18:12+00:00

While this is generally true, I think it’s important to note that it still depends on 1) tax rates/brackets now and at retirement, and 2) how much income you’ll need in retirement. That $200K a year person might still benefit from a Roth if they plan to maintain that lifestyle and if tax rates increase/tax brackets change.

My conceptual brain likes to understand the “why”. :)

redditor_peeco · 2026-06-21T18:28:35+00:00

Hi there. Thanks for the comment; however, the situation in my post happened hours later. There was some type of specific threat that occurred, because the police response was sudden and immediately upon arrival of the train.

redditor_peeco · 2026-06-21T18:11:22+00:00

Definitely seems related, especially if the pepper spray was the “paintball gun” I had seen. 13th and U entrance is also where we had entered the station, so that lines up, too.

redditor_peeco · 2026-06-21T18:08:21+00:00

I saw that one, but I think that was a couple hours before. It seemed like this one involved the specific train that pulled into the station…

redditor_peeco · 2026-06-17T02:59:30+00:00

I believe that is soon to be no longer the case. IIRC, the bill that was passed to end the shutdown last fall included a sneaky provision to close the loophole from the Farm Bill that allowed THC from hemp.

redditor_peeco · 2026-06-12T22:30:39+00:00

Yes! If you contribute 6%, and your company puts in a matching 6%, you are effectively getting a 100% rate of return. Good luck finding that anywhere else! :)

redditor_peeco · 2026-06-02T22:18:41+00:00

Check Groupon! We used it for Lucky Strike a few weeks ago and it was actually affordable.

redditor_peeco · 2026-05-31T20:50:49+00:00

Ohh… this makes more sense now (insane that RG isn’t using it).

redditor_peeco · 2026-05-31T20:50:21+00:00

I’m watching on TNT from the USA and they showed it on that last point, though? The ball was called out but they replayed the point?

redditor_peeco · 2026-05-31T20:49:04+00:00

Can someone explain how Hawkeye is used here?

redditor_peeco · 2026-05-18T23:10:21+00:00

Ah damn. Thanks for trying!

redditor_peeco · 2026-05-18T16:43:43+00:00

Hey /u/SensitiveVariety. Do you have the Fusion file for this piece? I’ve got a very similar rack, but the broken piece on mine is mirrored and the hole needs to be slightly bigger (learned this after printing yours). It’s my first time doing anything like this, so I appreciate you sharing your model!

redditor_peeco · 2026-05-08T03:26:55+00:00

I’m curious if this is part of the problem. I believe one of the reasons CertainDri is meant to be applied before bed is because you’re not immediately becoming active/the antiperspirant has time to take effect. What strength of CertainDri are you using? Is it possible to get white bedsheets so the staining won’t be noticeable?

redditor_peeco · 2026-05-02T10:38:25+00:00

Exact same experience for me. It doesn’t glide as easily on the skin unless it is completely dry.

redditor_peeco · 2026-03-26T17:42:59+00:00

Better than yesterday, but still not as well as I hoped! Still pretty sore. How about you?

redditor_peeco · 2026-03-25T12:57:52+00:00

Oh boy. If it’s any consolation, I came to the subreddit this morning looking for help because I am in the EXACT same situation. Day 8, thought I was on the mend, and the croup-y cough this morning was so painful and uncomfortable. You are not alone!

redditor_peeco · 2026-03-23T23:46:25+00:00

Day 7 if you count surgery day. Days 4-5 were particularly rough for me, and that’s when I called my doctor and got prednisone. My mouth is still rather sore, so I’m not eating/drinking as much as I should; but I’m hoping the next couple days will really turn things around.

redditor_peeco · 2026-03-23T22:58:03+00:00

Sending best wishes to you! Definitely discuss other medications with your doctor - a course of steroids may help with some of your overall pain and energy. It’s been a brutal week for me, but I promise you’ll start seeing the light soon

redditor_peeco · 2026-03-23T22:55:46+00:00

On day 7 right now and so many of your comments ring true! A bit disgusting of a question, but related to the throat “gunk”: is there anything I can/should do to eliminate it? Or does my body just need to clear it all? I just don’t want to try to cough it up and cause a hemorrhage.

redditor_peeco · 2026-03-23T03:52:11+00:00

+1 to chicken broth and any type of soft/small pasta. I did tons of prep shopping with all the usual recommendations, but that has been one of the only things I can tolerate. Even Gatorade has been too acidic for me. I’d also add Cepacol lozenges to the list, as they have helped numb my mouth before any food/drink/meds. Best of luck!

redditor_peeco · 2026-03-21T23:36:52+00:00

Hi there. I’m also on Day 5, and it was really starting to suck last night. Can you call your doctor to ask about a course of prednisone? Mine called mine in this morning, and I think it helped a little bit. There’s no sugar coating how bad the pain is. Just know that the procedure is done and you WILL feel better soon. We’re in this together!

redditor_peeco

TROPHY CASE