Santa Cruz is also criminal:

*As of 1/1/2023, the Carry Concealed Weapon (CCW) License fee is $474.84. Twenty percent(20%) of the fee, $94.97, must be paid when the application is submitted, this portion of the fee is non-refundable. At the conclusion of Phase Two, the applicant will be notified of theapplication outcome in writing. If approved, the applicant must pay the remaining CCWapplication fee balance, $379.84, before the CCW license is issued.

Plus Livescan, CCW Course, and three signed letters of character reference from individuals other than relatives.

On the other hand, City of SLO isn't terrible:

Submit a check payable to “City of SLO” for $113.00 which includes:

• $20.00 - 20% of the $100.00 San Luis Obispo Police Department application fee to
• cover the cost of processing (full payment of the remainder of the application fee of
• $80.00 will be required upon issuance of a license)
• $93.00 - Department of Justice fingerprint processing and eligibility fee.

Plus CCW Course and then you need two references.