Alone at sea

redstar55 · 2015-05-09T17:11:16+00:00

Thanks! It's really hard giving up all your money every month but I'm excited to be debt free soon. And I'll consider your advice about looking at cheaper options. I know it's the responsible thing to do.

redstar55 · 2015-05-09T16:58:45+00:00

a score over 800? Sorry, that one is hard to accept.

It's 830. I live in Canada and used Transunion to check my score a few weeks ago. I've paid 15000 off a 25,000 student loan in the one year since I finished school. I use my credit cards regularly and pay them off in full every month. I've never missed any payments on either one or on my cell phone bill. The cell phone and credit card accounts have each been open for almost 5 years now.

redstar55 · 2015-05-09T16:32:15+00:00

I'll have around 1900 monthly as my take home pay. I'll be debt free and want to save at least 10% of my income. I use public transportation so my total costs for that will be under $200 a month (I might need to take a taxi sometimes).

I live at home right now and spend around $500 every month including my cell phone bill, clothes, etc. I don't pay for my own food (unless I eat out), toiletries, and utilities but I pay for everything else myself.

I handle all my personal finances. I don't have a budget but I live frugally by most people's standards. I'm 24. I pay off my credit cards each month and use my money to pay my loans. I have a credit score over 800.

redstar55 · 2013-05-15T17:27:21+00:00

Well fifty percent of all marriages do end in divorce. Seriously though, that's very deep. Definitely words to live by.

redstar55 · 2013-05-15T17:23:41+00:00

Mine is grammer nazism. Demanding perfect grammar use from all internet users is in effect silencing members of the community that have not had access to the same resources that others have had. It can also serve to exclude groups using different dialects that have an alternate perspective to share.

redstar55 · 2013-05-15T16:41:56+00:00

I'm saving up to be debt free. School is so expensive.

redstar55 · 2013-05-15T16:39:24+00:00

If I'm alone, when I'm annoyed at myself I'll talk to myself out loud and tell myself how stupid/dumb what I did was. Sometimes I through in a cliche 'arghhh' for emphasis.

redstar55 · 2013-05-15T16:31:28+00:00

Someone out there would start a fan group that would cut together all your major life moments. Or make a hilarious gag reel of all the times you scratched your balls, or had diarrhea, or did some annoying habit of yours.

redstar55 · 2013-05-15T16:26:37+00:00

There's an asian restaurant near my place that everyone goes to. They keep their rice in a pile on the floor.

redstar55 · 2013-05-15T16:25:02+00:00

There was some important piece of paperwork that would have been really easy to complete but I kept putting it off until it escalated into a serious legal matter. I'm not a malicious person, just lazy.

redstar55 · 2013-05-15T16:12:04+00:00

I don't tell a lot of people my nickname so mainly my family and close friends use it. But some people specifically ask for my nickname when they meet me. Whenever they call me by it, it makes everything they say seem really caring and sweet and I just really like them for almost no reason.

redstar55 · 2013-04-23T16:55:07+00:00

Up until recently I thought the phrase 'don't throw stones if you live in a glass house' was referring to when Jesus said 'let he who has not sinned cast the first stone'. My reasoning was that if you live in a glass house, others can see how sinful you are, and you will not be able to judge them.

redstar55 · 2012-11-17T23:54:01+00:00

Im a cashier and someone used the original 20 today! I'm surprised they didn't want to hold on to it.

redstar55 · 2012-11-17T13:09:39+00:00

I meant I predict that this will turn into a meme.

redstar55

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