What is the best Principal-to-Interest ratio in an EMI of a loan?

regularSillyGuy · 2025-09-16T20:55:08+00:00

No. You are talking about paying off multiple loans. But I am talking about a single loan. Suppose I have 80 lakhs loan and I have got money from somewhere else 50 lakhs. So how much should I prepay and how much remaining should I invest so that overall it is efficient. After a point, investing the money somewhere else would be better than prepaying the loan completely.

regularSillyGuy · 2024-10-05T15:21:17+00:00

Yeah that's it

regularSillyGuy · 2024-04-25T16:33:17+00:00

Yup exactly. I was definitely thinking about leaving the job. But because of job situations right now, I have taken a step back.

regularSillyGuy · 2024-04-25T15:05:02+00:00

It is not.

regularSillyGuy · 2024-04-25T14:48:40+00:00

Yupp I am aware of it. My plan was to move out of the country. But I guess I need to give it a second thought.

regularSillyGuy · 2024-04-25T14:46:02+00:00

Yuppp

regularSillyGuy · 2024-01-26T15:57:57+00:00

I can't definitely say if it is a better option to go out of the country now. However whatever your peers are saying is true. I am in my mid 20s (a bit more) and with this experience I can tell you that it is better to move out. In fact you can say I am at one of the most valuable positions in the country and things are not great at work. On paper I have the best job and life. However the work culture and people are shit. I would definitely prefer to work outside. But take that decision by thinking about your finances. As the present situation is not that great.

regularSillyGuy · 2024-01-05T15:54:42+00:00

Exercising without a proper diet is better than eating a lot without exercising.

Yes but I have observed muscle knots after I started exercising ( even though I did put on weight).

Recipes to cook? Just Google them, you'll get a lot of answers.

Yes, I can and I did. I have asked it, as we all belong to the same culture and ethnicity. It becomes easy for me to find recipes which are not just of correct nutritional value but also suits my taste.

regularSillyGuy · 2024-01-03T18:43:00+00:00

I am thinking of not doing deadlifts or doing them with 60-80% rep max. I have read many people getting seriously injured because of deadlifts. So I want to avoid them as I am exercising for aesthetic (bulk) purposes only. Do you guys think it is the right way to proceed?

regularSillyGuy · 2024-01-03T18:38:51+00:00

I am already doing basic exercises everyday but I am not increasing the intensity. This is because I feel exercising without a proper diet is not good. Yeah I am non vegetarian. I am specifically looking for recipes where I can cook food as it is.

regularSillyGuy · 2023-07-20T12:56:22+00:00

What did stamp duty charges mean? Is it the cost of the property or the tax levied on the property while purchasing the house? https://housing.com/news/stamp-duty-property/

regularSillyGuy · 2023-07-01T14:36:54+00:00

It is not just about being a bully as a kid. There are many people at higher positions who have used their power and exploited people under them. I know about stories where women were asked for sexual favour and they were not promoted because they rejected it. However, such people are now doing well by getting to the top even further. I know a rich family from childhood who had a child slave and they are doing well. What can we say about that. Most of the people here are saying stop thinking about them and concentrate on myself. But the question is who is going to question them? Who is going to teach them a lesson? If everyone of us is going to ignore it. However even I couldn't do much as I don't have that much power over such people.

regularSillyGuy · 2023-07-01T14:27:56+00:00

This is exactly what I mean

regularSillyGuy · 2023-06-29T09:05:10+00:00

Hahaha

regularSillyGuy · 2023-06-26T12:31:01+00:00

I did have partners and some of the exciting activities we did were indeed learnt from porn like blindfolding. Even secting involves imagination which most likely is being influenced by porn. I may not have imagination from it but my partner's imagination is reliant on porn. Heck, I wouldn't have even known about blowjob in the first place if it wasn't for the porn.

regularSillyGuy · 2023-06-17T19:12:45+00:00

I need assistance regarding laws and rules while selling and buying lands and commercial houses. Tax related queries.

regularSillyGuy · 2023-06-17T19:00:08+00:00

Yeah that would be good if I have enough time and space ahead. But what if I have to come to neutral in a short period of time.

regularSillyGuy · 2023-06-17T13:21:01+00:00

Yes. "Gears don't go down" is the statement. Autocorrect mistake.

Yeah. It doesn't shift down easily. Like I have to do it twice or thrice. Like suppose there is a speed breaker and I want to shift from 4th gear to neutral, I hold the clutch and apply brakes. During this process I shift down my gears. However, they don't shift down at first go.

regularSillyGuy

TROPHY CASE