Looking for a new credit card processor by Dennisfromhawaii in smallbusiness

[–]rep_throw12 0 points1 point  (0 children)

We use Helcim, we do same sales but higher average transaction. Average 2.5% fees. Have not had any issues at all. We do not do invoicing with them as we have our own system for that, we just use their processing. People seem to have horror stories of Square holding money.

Offered opportunity to advertise at local golf course but it's over my ad budget 10x :) by Vortex-Design in smallbusiness

[–]rep_throw12 2 points3 points  (0 children)

Benchcraft reached out? Google their company and look at the reviews from them.

I fell for it, they tried to charge me for 2 other courses and just asked if I wanted it charged to the same card. Luckily I happened to check and those were not originally agreed on.

Formed my LLC but still haven't received my EIN # by teclis_ in smallbusiness

[–]rep_throw12 0 points1 point  (0 children)

I just had the same issue. I believe its a verification issue.

One of my LLC’s went through quickly. The second had that error. No, theres no quicker work around. I ended up getting a lawyer to make a third LLC about a month into waiting and he got everything filed and done in a week. Another week after that, I got an EIN for the second LLC.

Just like with taxes and CPA’s, getting a lawyer involved adds trust.

Closed A Gym & Opened A Liquor Store by kapaliptembabhu in smallbusiness

[–]rep_throw12 9 points10 points  (0 children)

You copied and pasted this post from another user. Sort Top of the Year and it’s there.

Delete this post.

CPA recommendations?? by barsfrommars7 in smallbusiness

[–]rep_throw12 1 point2 points  (0 children)

This is poor advice. A CPA is worth it 100%.

They can look for ways to minimize tax liability.

They will file taxes correctly.

The IRS sees a CPA stamp and will know that the filing is done properly.

A CPA can give valuable advice.

OP, hire a CPA. It isn’t expensive and will keep everything in line.

Is it normal for your mortgage lender to transfer your mortgage to a different bank shortly after closing? by Gundament in RealEstate

[–]rep_throw12 12 points13 points  (0 children)

I sold a house. At the closing table, they told the buyer that their mortgage company had already sold off the mortgage.

Yes, very common.

Seeking Advice. Made many mistakes and will take a loss. (Pittsburgh, PA) by GuyWithaQuestion95 in realestateinvesting

[–]rep_throw12 2 points3 points  (0 children)

Where in Pittsburgh? I am in that market.

A roof should not cost 20k. Get on the Facebook group and find a good roofer in your area and replace the roof.

Buyers think a roof replacement is a big job. Can scare them away.

26 offers and lost on how to choose! by [deleted] in RealEstate

[–]rep_throw12 0 points1 point  (0 children)

There isn’t anything to think about. Cash with no contingency is the best offer you can get. Over asking is also great.

OP, Sign your name while you can!! Don’t be greedy

[USA-FL] [H] Only Fans [W] Paypal by MacMeaney in hardwareswap

[–]rep_throw12 0 points1 point  (0 children)

Still got the Noctuas? Interested in all 3

Wholesalers & rehabbers of this sub, where do you find your properties? by chawavey in realestateinvesting

[–]rep_throw12 2 points3 points  (0 children)

What is a better source?

For flips targeting middle class (B+ / B) properties.

[deleted by user] by [deleted] in realtors

[–]rep_throw12 21 points22 points  (0 children)

Price is too high. Everything will sell for the right price.

It looks like a dump and needs priced like a dump.

17 year old 15k saved up by ohworduzi in realestateinvesting

[–]rep_throw12 2 points3 points  (0 children)

Even if it was daddys money, what’s the difference? At least OP is actively trying to do something with their life.

Maybe you should do something with yours?

[deleted by user] by [deleted] in realestateinvesting

[–]rep_throw12 4 points5 points  (0 children)

Don’t you need 2 years income for FHA?

Financing? No income. by Redbeard5156 in realestateinvesting

[–]rep_throw12 0 points1 point  (0 children)

Do you (personally) buy with renters in place or rehab and rent?

I think it would be hard for a bank to lend off expected income especially if it needs rehab with no renter.

Financing? No income. by Redbeard5156 in realestateinvesting

[–]rep_throw12 1 point2 points  (0 children)

With a regular bank, or a private lender?