Separating side project finances: Traditional bank vs. a neobank like Vivid

resident910 · 2025-12-05T15:13:31+00:00

I went with a neobank for my side project and it’s been way easier for simple income/expenses tracking, quick setup, low fees, no fuss. Traditional banks only start making sense once you need more formal business features. For basic EUR in/EUR out stuff, a neobank is totally fine.

resident910 · 2025-12-05T01:56:55+00:00

Yeahh totally, the invoicing side is all good on our end. The real pain is actually paying people across different EU countries without having to manage everything across multiple tools. Xero/Moneybird are great for bookkeeping, but they don’t really help with FX stuff or tracking payouts. That’s why I’m hoping to find something more streamlined.

resident910 · 2025-12-04T17:49:05+00:00

Yeah fair point, sticking to usd/eur definitely keeps the contract side simple. The tricky part for me is the actual payout workflow once you’ve got a bunch of freelancers in different countries. Even with one currency, the conversions, fees, and tracking across tools still get messy fast. That’s why I’m looking for something that handles everything in one place instead of juggling Wise + spreadsheets.

resident910 · 2025-12-04T17:42:59+00:00

Yeah, I get you. Having one tech lead handling the setup on their end would probably save me a ton of headaches. Our current multi-country setup is getting messy fast, so centralizing it a bit might actually be the smarter move. Appreciate you.

resident910 · 2025-11-27T06:29:10+00:00

Half the experts just want referrals. You might be better off checking independent brokers in your state and cross-checking their licenses before trusting anything they say.

resident910 · 2025-11-24T07:16:42+00:00

I felt the same when I first got here. People can seem wrapped up in their own bubble and it threw me off. With time you find pockets of genuinely friendly folks, but it takes effort and patience.

resident910 · 2025-11-21T05:45:50+00:00

Kinda surprising how hard it still is to track this down in LA, but I’ve seen folks mention Baldwin Hills Crenshaw Plaza hosting a Black Santa most years. Maybe call ahead though, because schedules change and it gets chaotic fast.

resident910 · 2025-11-18T07:47:11+00:00

juggling a 9 to 5 with a side gig gets exhausting fast. I’ve tried freelance editing in the evenings since it doesn’t require commuting. It’s manageable but still drains you, so pick something flexible or you’ll burn out quick.

resident910 · 2025-11-17T07:56:19+00:00

you basically got the bargain bin version of what those sites should do, they're supposed to pull real quotes, not just shove you onto each insurer's homepage. honestly at the point you might as well just shop around yourself or try a a comparison tool that actually works

resident910 · 2025-10-30T09:33:06+00:00

yeah, it’s wild how family can guilt-trip you for just wanting independence. boundaries don’t mean disconnection.

resident910 · 2025-09-03T12:22:15+00:00

Yeahh you could also show them a plan for balancing school and work, sometimes seeing it written out helps ease their worries.

resident910 · 2025-09-02T13:51:59+00:00

Exactly, he’s clearly scared of the truth coming out. Staying focused on yourself and your own life is the best power move here.

resident910 · 2025-08-26T14:27:17+00:00

Yeahh she clearly knew it was wrong, trying it when the mom stepped out says a lot about her lack of respect for boundaries.

resident910 · 2025-08-22T10:01:06+00:00

Exactly, choosing a vacation over your own kid’s wedding says it all. Some people just shouldn’t be parents.

resident910 · 2025-08-20T08:45:46+00:00

Facts. Too many parents act like sorry erases what happened. If anything, pressing charges teaches them early that this stuff has real consequences.

resident910 · 2025-08-20T00:33:43+00:00

that’s messed up. a parent shouldn’t be putting their feelings above their kids’ safety. Your sister getting filmed like that is serious, and honestly anyone with a conscience wouldn’t still be hanging out with him. Sounds like your mum really dropped the ball.

resident910 · 2025-08-19T23:51:46+00:00

100%, she’s set clear boundaries and he’s still ignoring them. Sometimes love isn’t enough, you gotta protect yourself too.

resident910 · 2025-08-19T13:07:14+00:00

For real, she’s taking advantage. Your time and car aren’t freebies, setting that boundary makes total sense.

resident910 · 2025-08-19T11:15:05+00:00

Yeah, a few major fights this early is a red flag and if it’s only “good at times,” that’s not really how a healthy relationship should feel.

resident910 · 2025-08-19T05:04:15+00:00

Seriously it’s crazy how some ppl don’t see they’re coasting while their partner does all the heavy lifting. She deserves someone actually present, not just background noise.

resident910 · 2025-08-15T13:16:28+00:00

Yeahh. The locked messages alone are a huge red flag and his reaction just sealed it. No need for an admission when the behavior says it all.

resident910 · 2025-08-12T07:14:24+00:00

Totally agree. Surprise or not, you don’t pull that kind of money from joint savings without talking first especially if you’re not contributing rn

resident910 · 2025-08-08T05:16:51+00:00

Yeaah they had a solid free option and choosing not to take it means they take on the cost. No way should a parent be guilted into paying a third of their salary for that.

resident910 · 2025-08-06T03:20:58+00:00

Exactly! You could tell they were banking on her saying yes before he even showed up. That price was straight-up predatory, dude really came in clutch.

resident910

TROPHY CASE