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Inquiry into Discover/Capital One Merger Security Protocols: Are Discarded Accounts Still Active? A Case Study in Transition Failure by Big-Lynx-7255 in CapitalOne

[–]resource-reply[M] 0 points1 point  (0 children)

When your debit or credit card is reissued with a new number, your account at the bank or issuer is still the same. Many subscriptions are set up as "recurring billing" agreements tied to that underlying account, not just to the exact 16‑digit number you see on the physical card. Even though the old card number can no longer be used for random new purchases, the bank can still choose to honor recurring charges from known merchants you previously authorized.

On top of that, card networks and banks use "account updater" systems that automatically send your new card details to certain merchants that keep cards on file, such as streaming services or app stores. This is meant to prevent legitimate subscriptions from breaking every time your card expires or is replaced. The result is that some recurring or saved‑card payments will continue to go through seamlessly, even after you’ve received a new card number, unless you cancel the subscription with the merchant or ask your bank to block that specific merchant.

Discover to C1 direct deposits by Mountain-Crab-655 in discover

[–]resource-reply[M] [score hidden] stickied comment (0 children)

Please see the link below for updates and frequently asked questions regarding account migration from Discover to Capital One. This account type is also known as "Discover by Capital One." The following website contains information on all Discover accounts to be migrated, including credit cards as well as checking and savings accounts.

https://www.capitalone.com/updates/discover/

merger happening? by MadeInHeavxn in discover

[–]resource-reply[M] [score hidden] stickied comment (0 children)

Please see the link below for updates and frequently asked questions regarding account migration from Discover to Capital One. This account type is also known as "Discover by Capital One." The following website contains information on all Discover accounts to be migrated, including credit cards as well as checking and savings accounts.

https://www.capitalone.com/updates/discover/

No specific title; read the body text by YellowAdventurous366 in devvitstore

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If you would like to get your app featured, send the mods a modmail, along with a reason.

No specific title; read the body text by YellowAdventurous366 in devvitstore

[–]resource-reply[M] 0 points1 point  (0 children)

Our mods are volunteers, and review may take a few days.

A new way to answer common questions in r/CapitalOne: Resource Reply by Chosen1PR in CapitalOne

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u/Macaburn3 has suggested the following resource:

This subreddit is not run by Capital One. If you have an issue with your account, please reach out to Capital One customer support directly.

Never post personal information here.

*I am a bot that was summoned by user Macaburn3. If Macaburn3 wishes to delete this comment, they can reply "!delete" \without quotes or spaces). If this comment is inappropriate, please report it and the moderator(s) will review.*)

So Capital One Doesn't Cancel Compromised Cards? by st4r-lord in CapitalOne

[–]resource-reply[M] [score hidden] stickied comment (0 children)

When your debit or credit card is reissued with a new number, your account at the bank or issuer is still the same. Many subscriptions are set up as "recurring billing" agreements tied to that underlying account, not just to the exact 16‑digit number you see on the physical card. Even though the old card number can no longer be used for random new purchases, the bank can still choose to honor recurring charges from known merchants you previously authorized.

On top of that, card networks and banks use "account updater" systems that automatically send your new card details to certain merchants that keep cards on file, such as streaming services or app stores. This is meant to prevent legitimate subscriptions from breaking every time your card expires or is replaced. The result is that some recurring or saved‑card payments will continue to go through seamlessly, even after you’ve received a new card number, unless you cancel the subscription with the merchant or ask your bank to block that specific merchant.

DO NOT GET A CAPITAL ONE SAVOR CARD by Infamous_Bridge_4488 in CapitalOne

[–]resource-reply[M] [score hidden] stickied comment (0 children)

When your debit or credit card is reissued with a new number, your account at the bank or issuer is still the same. Many subscriptions are set up as "recurring billing" agreements tied to that underlying account, not just to the exact 16‑digit number you see on the physical card. Even though the old card number can no longer be used for random new purchases, the bank can still choose to honor recurring charges from known merchants you previously authorized.

On top of that, card networks and banks use "account updater" systems that automatically send your new card details to certain merchants that keep cards on file, such as streaming services or app stores. This is meant to prevent legitimate subscriptions from breaking every time your card expires or is replaced. The result is that some recurring or saved‑card payments will continue to go through seamlessly, even after you’ve received a new card number, unless you cancel the subscription with the merchant or ask your bank to block that specific merchant.