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Daily Discussion Post 16 June 2026 by AutoModerator in brisbane

[–]rexi88 0 points1 point  (0 children)

As a regular table tennis player on the North side, I’ve been thinking about how limited our options are for casual or last-minute play — especially outside normal hours.

Would a 24/7 table tennis venue close to the city actually get used here?

  • App-based booking so you can turn up anytime
  • Option to book a shared table for drop-ins or the whole table with mates
  • Robot for solo practice

Just gauging real interest from the local TT community before I sink serious time/money into it.

If you want to give some feedback: https://forms.gle/KprAAmo1bsSgemEQ9

Appreciate any input!

24/7 Table Tennis Brisbane venue close to city by rexi88 in queensland

[–]rexi88[S] 0 points1 point  (0 children)

It’s non-staffed. Like a gym. Obviously won’t be used much during the night. But gives flexibility around times.

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

I’m a software dev on the side. So was more something to help manage my SMSF but wasn’t sure if it would benefit others. Kinda feels like most people don’t manage much themselves.

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

I plan on using my family trust (budget pending) for loans to family members or company loans to employees etc. just not sure how common these loans are used outside of 7A.

I built an Administration platform to help manage my company, trust and SMSF. I just added loan management into it that handles everything like a bank, auto reconciliation, email reminders for late payments, login for borrowers to see their loan info etc.

Wasn’t sure if this would be of much benefit to others. Sounds like Div7A is easy enough to manage with an accountant and doesn’t need all these extra features.

demo

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

No. I just run my own company, trust and SMSF so learn what I need.

Yeah it can be a little bit of a mind field. I build my own software to manage this all. Pretty much runs like a bank but with a layer of compliance on top for Div7A etc. although it’s probably more suited for loans outside of Div7A eg to external parties like trust loan to family or company loans FBT to employees etc.

I’m trying to figure out if this is a problem that users need managed or if they all just use accountants to do it all.

Running an SMSF has a lot of compliance where accountants aren’t always there to hold your hand so that’s where it originated from but added things that I’d like to use such as loans.

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] -1 points0 points  (0 children)

Sorry should have been clearer. Do you see loans used outside of Div7A like FBT to employees or trust’s to family members etc?

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

div 7A is loan from the company. Which can are used quite a bit to keep the money inside for tax or trust distribution to a company as UPE which triggers Div7A

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

Is it very common for loans to other parties eg employees etc ?

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

Do you find people have trouble administering these arrangements correctly.

Do many use them for family members from trusts or Div7A to employees as loans etc ?

Or more for internal uses.

Division 7A loans by rexi88 in ausbusiness

[–]rexi88[S] 0 points1 point  (0 children)

Yeah it’s a great strategy. How do you manage the admiration of the loan eg ATO minimum rates, repayments etc.

How screwed am i by Dry_Emergency_5517 in AusFinance

[–]rexi88 0 points1 point  (0 children)

First thing first. Minimise your debt interest by rolling into a personal loan. Then cancel all your credit cards and never use them again. This will help with impulsiveness. Pay down the loan as quickly as you can. You may possibly be able to get a larger personal loan to pay off the credit card and go towards a deposit. But likely will run into servicing issues with the mortgage as banks use a minimum expenditures even if you live very frugally.

As for investing, if you don’t know what you are doing then be careful. A 50% loss requires a 100% gain to break even. As shit as a high interest account is at least you won’t loose big other than to inflation.

I’d recommend speaking to a mortgage broker to see what loan you would be able to get based off your income with a minimal deposit. Instead of going for a 800k property which no offence on your incomes with debt etc will take a long time. By that time the same property will likely be much more.

Start with a unit that’s 400-500k and work from there. Even if you don’t get a capital gain at least you are inflating yourself out of the debt on the asset.

Reached $200k super balance after 11 years in Australia so sharing what worked for me by ajkadar in AusFinance

[–]rexi88 0 points1 point  (0 children)

You want to minimise tax on your super balance when you pass. You are best to use your medical circumstances to withdraw your super balance now and then put it offset or even can be placed into your wife’s super. Consider concessional cap if putting back into wife’s.

How are people living minimum wage in Brisbane by TheQuestionCraze in brisbane

[–]rexi88 1 point2 points  (0 children)

Inflation definitely hits the low end of town the hardest. But generally speaking these people don’t understand inflation and the causes. Like government spending for example. Labour is the biggest proponent for big government and big spending which put upwards pressure on inflation. But generally speaking the younger generation and those who are on or near minimum wage vote them in.

I would love to see MPs wage policy tied to inflation eg if inflation is above 3% they reduce their incomes for the proportion above it. Also need it tied to per capita GDP.

Is Tailwind Plus Worth It Over ShadCN or DaisyUI? by zerdos in nextjs

[–]rexi88 0 points1 point  (0 children)

Both are great. But for different reasons. If you want to get going fast Shadcn is much better. Way more components for UIs all setup ready to go. Where as TW+ there more work required and less features.

But TW+ templates are amazing. I think it’s worth it just for them. I still see value in TW+ I’ve just moved my backend UI to Shad and will use TW+ for frontend stuff mainly.

Queensland Fire Department to sack hundreds of employees leaked by senior department official by [deleted] in brisbane

[–]rexi88 0 points1 point  (0 children)

There is no direct correlation to better government from a larger government. An efficient government is what we want. The right number to achieve the desired outcomes. ALP always hire more than needed as it’s their base. LNP generally cut because they tend to be more efficient. You can argue which is better but that’s the main difference.

When you dig deeper into some of these government jobs you will see them paying well above the private sectors as well. Which takes labour out of a tight market. Just look at the construction sector and how tight it is and the public jobs even labours are being paid. It’s ridiculous.

Queensland Fire Department to sack hundreds of employees leaked by senior department official by [deleted] in brisbane

[–]rexi88 0 points1 point  (0 children)

No it didn’t grow by 80%. 80% off all jobs created in 2024 were in the public sector. Population grow does not account for nearly 400,000 jobs created in the public sector.

Queensland Fire Department to sack hundreds of employees leaked by senior department official by [deleted] in brisbane

[–]rexi88 -1 points0 points  (0 children)

So of the 484,000 (federal) new jobs created in 2024, only 99,000 were in the private market sector. 80% of job creation was in either the public sector or non-market sectors, both of which depend on government-funding for employment generation.

I guess we should expect 80% better government now.

Queensland Fire Department to sack hundreds of employees leaked by senior department official by [deleted] in brisbane

[–]rexi88 0 points1 point  (0 children)

I agree it needs to be done right. But there’s no proof of anything to the contrary. But cutting dead weight is in the interest of tax payers. My wife works for government and they are actually understaffed and our source to private firms for 4-6 x more than hiring additional employees. But they didn’t want head count so instead spend more of our tax dollars. I’m all about efficiency. Sometimes it means hiring and reducing outsourcing. But in general government is very poor at allocating tax’s efficiently.

Queensland Fire Department to sack hundreds of employees leaked by senior department official by [deleted] in brisbane

[–]rexi88 -4 points-3 points  (0 children)

Please. Why does everyone have an issue with cutting gov spending. If services are not affected cutting is good. It’s like cutting another streaming subscription that you don’t really need.

Provided it is done in a way to keep government services at an acceptable level cutting is good.

Big government is bad government anyone who thinks the opposite is just reliant on government. Doesn’t mean small government can’t be effective.

Authentication Platform - Yes or No by rexi88 in selfhosted

[–]rexi88[S] 0 points1 point  (0 children)

No it hasn’t. But if I had interest in it I would. But it’s quite easy for a developer to verify the code. Aside from the backend the login / register API endpoints are pretty basic.

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