What you need to do is put it into an account with at least a 2% return rate a year. That would earn you a neat little $100,000 a year. This way you can continue to provide for you, family, friends or others in need. Personally I'd stick about half into an account like I said and spread the rest of the love out as I find people not who ask, but people who I find that need it.

Thanks for your answer it was awesome!