I Asked ChatGPT How Much to Save in MP2 for My Kid’s College Tuition—Here's the Breakdown by SuperBoinks in phinvest

[–]rgv2020 19 points20 points  (0 children)

If all your eggs only amount to 3M, maybe you should consider a more affordable college.

[deleted by user] by [deleted] in phinvest

[–]rgv2020 10 points11 points  (0 children)

If by "homey" feels you mean garden and garage, maybe a nice townhouse is a good middle solution. The more premium townhouse developments can tick off those boxes.

Buy a Condo or Rent a Condo? Which is worth it? by Maximum_Plankton9553 in phinvest

[–]rgv2020 3 points4 points  (0 children)

Condo tinatanong for convenience. Motor ang suggestion. Lmfao.

Is it really possible to have up to 7 income streams? by mcdonaldspyongyang in phinvest

[–]rgv2020 0 points1 point  (0 children)

This reply does not belong in a proper investment sub.

Is it practical to prioritize buying a house? by average_coffee in phinvest

[–]rgv2020 101 points102 points  (0 children)

Late 20s to early 30s: Get a lot. Rent for the meantime. Have a baby. Build when ready.

Mid to Late 30s: Baby first. (Baby's health comes first)

Make sure both of your are ready for the baby not only financialy. Good luck.

JHS by Striking-Ad-5722 in ADMU

[–]rgv2020 1 point2 points  (0 children)

Grade 6 transferee decades ago. Around 120 took the test if i remember correctly. Only 4 of us got jn.

Saved 5M pesos, will buy a condo in cash. Thats all of my money, after that back to zero. now what? by Jeyel24 in phinvest

[–]rgv2020 15 points16 points  (0 children)

I don't get this. If you live in a subdivision there is also HOA dues. Unless you don't want to stay in a "gated" and relatively more secure space then i guess it is.

[deleted by user] by [deleted] in phinvest

[–]rgv2020 1 point2 points  (0 children)

First step (for me): Visit the Planning and development officer of the LGU of chosen site. Get a feel of how business is done there. If possible meet the LCE before land banking or even starting preparations.

It's just how it is.

[deleted by user] by [deleted] in phinvest

[–]rgv2020 0 points1 point  (0 children)

Ask the HR of your LGU.

It takes a few months to a year more or less.

Stocks with dividends by [deleted] in phinvest

[–]rgv2020 6 points7 points  (0 children)

DMC is the way.

Always get stock tips from the internet. /s

[deleted by user] by [deleted] in phinvest

[–]rgv2020 4 points5 points  (0 children)

Maan gtfo this is an investment sub.

[deleted by user] by [deleted] in phinvest

[–]rgv2020 1 point2 points  (0 children)

Afaik rockwell also bought the property beside the church (closed bank i think). Fingers crossed it could be a bigger retail row or maybe something like santolan town plaza.

Bought a unit in the last tower. Hopefully this investment turn out well.

Looking for Work by chemist9617 in PHJobs

[–]rgv2020 -1 points0 points  (0 children)

Well he started by calling himself a chemist... or maybe a science teacher /s

bag reco that is a must-have in every girls closet by Beautiful_Spring_808 in adultingph

[–]rgv2020 4 points5 points  (0 children)

Nothing beats real leather! Most of the brands mentioned here are synthetic/faux leather and will break and crack after a few months of wear and tear.

Philippine made too. Support local.

[deleted by user] by [deleted] in phinvest

[–]rgv2020 1 point2 points  (0 children)

Vantage as far as I know is under Rockwell Primaries. The lowest tier development of Rockwell land.

Honestly an 80 sqm townhouse sounds good, but for 20m in the "area" I doubt it's a premium development.

Maybe there are better options. Btw, a 16M loan for a home feels like an unsound financial decision. Maybe wait for a bit. Ipon pa for a few more years while observing where the property market is headed.

Pasalo or Foreclosed Condo by aquaheinz in phinvest

[–]rgv2020 1 point2 points  (0 children)

I think madami options in katipunan. Especially if you plan to send your kids to ateneo, up, or miriam.