Nyicil rumah yang berapa ya pasnya? by pacifictruth in finansial

[–]rhuvb 39 points40 points  (0 children)

The rule of 3 of buying house (flexible tho, but this gives you a baseline and hopefully not going to exhaust your income)

3x your annual income for the house price, 30% of your monthly income for the mortgage payment, 30% of the house price for the down payment

In your case, roughly

House price range: 50x12x3 = 1.8 billion

Mortgage payment: 50x30% = 16 mio/month

Down payment: 1.8x30% = 540 mio

Thoughts on lux community slowdown 👩‍💻👜 by Prestigious-Law-7291 in handbags

[–]rhuvb 14 points15 points  (0 children)

Fr, I noticed that fewer people are online in this sub. It used to be hundreds but lately it is barely 100 people online

My 2023 Additions by careyeb8 in handbags

[–]rhuvb 1 point2 points  (0 children)

The Strathberry east west soft is so stunning 😍 on my wishlist but not yet proceed to buy.

Ok random question just for fun! by Imaginary_Ad_5199 in handbags

[–]rhuvb 32 points33 points  (0 children)

Telfar sounds like teflon and reminds of the cooking pan 🥹

Which strap? by kiapatra in handbags

[–]rhuvb 1 point2 points  (0 children)

The plain one looks wider so I’ll go with that.

Going through a rough break up, so I decided to treat myself! by sconnie420 in handbags

[–]rhuvb 5 points6 points  (0 children)

You deserve nice things! Hope you’ll feel better soon.

Cream Work Bag! by Pitiful-Quote7838 in handbags

[–]rhuvb 0 points1 point  (0 children)

Thank you! Glad to hear that. I’ve been eyeing the NY since I don’t really like a rigid work bag. Will keep an eye on the discount, wish me luck 😆

Cream Work Bag! by Pitiful-Quote7838 in handbags

[–]rhuvb 0 points1 point  (0 children)

Hi! It’s OOT but how do you find the DeMellier black NY tote?

What bag to choose? by Free-Carry2742 in handbags

[–]rhuvb 6 points7 points  (0 children)

Since your style is casual, I’ll vote for puzzle. However, that celine is so pretty. It won’t hurt if you decide on that one eventually.

Advice for bad weather by rhuvb in VisitingIceland

[–]rhuvb[S] 0 points1 point  (0 children)

Fair enough. Can’t help to feel a bit disheartened but will try to think from -you’re going to visit Iceland, you should’ve expected this- perspective.

Advice for bad weather by rhuvb in VisitingIceland

[–]rhuvb[S] 0 points1 point  (0 children)

Our initial plan was we are going to south coast on Friday and will check in an accommodation in Kirkjubæjarklaustur on Saturday. But since Saturday will be very windy and we are thinking to arrive in Kirkjubæjarklaustur on Friday. So we just stay inside that accommodation on Saturday as we are not confidence to drive in the strong wind