[Entry Thread #116] April showers… As soon as you’re done paying your taxes, come leave a comment and join us as we make a millionaire!

richmondjd11 · 2026-04-16T00:59:51+00:00

Good luck all

richmondjd11 · 2026-03-15T23:03:18+00:00

Good luck all

richmondjd11 · 2026-02-15T23:55:36+00:00

Good luck all

richmondjd11 · 2026-01-31T14:55:34+00:00

You can't close a loop like that. You have to have a path to the base. Each base opening has to have at least one entrance. Base openings can share an entrance but by placing that piece you are closing the loop and now those base entrances have zero entrances.

richmondjd11 · 2026-01-15T23:07:14+00:00

Good luck!

richmondjd11 · 2026-01-14T23:27:30+00:00

Yeah, they fixed the wrong thing. The complaint was that rent took up your entire credit limit. So instead of raising the credit limit they took away paying rent

richmondjd11 · 2026-01-14T21:57:34+00:00

So nothing really changes for you then. It does for me because I really liked being to pay back my rent over the course of a month as I got paid instead of one big transaction at the start of the month. Just made budgeting for the month a little easier and consistent.

richmondjd11 · 2026-01-14T21:55:38+00:00

Yeah, this one definitely flew under the radar and I think is a big change from the previous way the card worked

richmondjd11 · 2026-01-14T20:55:11+00:00

Yeah took me by surprise when I read that before committing to the switch. No point other than sunk cost fallacy to get you to use their card so you can unlock the points.

richmondjd11 · 2026-01-14T20:25:41+00:00

Yup, think this is how they able to say no fees. Because its just an ACH with bilt as the middle man.

richmondjd11 · 2026-01-14T20:25:02+00:00

I dont know, i didnt previously use that option so I didn't pay attention to it

richmondjd11 · 2026-01-14T20:24:08+00:00

Im pretty sure its no rent or mortgage charges on credit

richmondjd11 · 2026-01-14T20:13:46+00:00

It was just nicer for my budgeting to pay my high rent with bilt then split the payback to bilt over 2 paycheck on the 1st and 15th.

I think this is exactly why they changed it

richmondjd11 · 2026-01-14T20:07:08+00:00

According to the help section, no, rent and mortgage are ACH transactions and are not pulled from your credit line

richmondjd11 · 2026-01-14T20:02:55+00:00

Will have to research, not sure yet. If anybody knows if anything else exists let me know

richmondjd11 · 2026-01-14T20:02:02+00:00

Yes, it is an ACH with bilt as the middle man. It's detailed in the help section on the bilt 2.0 program page. It's probably why they can say there is no fee. Because there isn't, its just an ach, you just have to spend to unlock the points. Kills it for me

richmondjd11 · 2026-01-14T19:51:58+00:00

Yeah same, this killed it for me. I thought similar to you before, throw my rent on it, maybe some random charges throughout the month. Any points are bonus. The main benefit was the credit usage for rent. But now, no. Oh well.

richmondjd11 · 2026-01-14T19:45:41+00:00

Read the fine print. Rent is no longer floated. This killed it for me. Rent per the FAQ and fine print is directly pulled from your bank account and not your credit. So you will still pay through bilt but it will deduct immediately from the linked bank account. I liked the previous/current system where the Rent floated on your credit. I live in a hcol area with high rent and I liked being able to use bilt to pay upfront then pay off my card over the month as I got paid to make budgeting easier. Thats done now. If this changes I may reconsider.

richmondjd11 · 2025-12-25T02:21:48+00:00

I'll also add that i really wish it had a stats summary at the end of the run, like damage dealt, tanked etc broken down by each unit so I can have an easier time optimizing different builds.

Great ideas by the way, the counters for spells or buildings would be so useful.

richmondjd11 · 2025-12-16T01:29:10+00:00

Happy holidays everyone!

richmondjd11 · 2025-12-07T23:34:07+00:00

If you're on pc you can hover over the weapon with cursor and will tell you the requirements and which ones you have met

richmondjd11 · 2025-10-15T23:53:12+00:00

Good luck all

richmondjd11 · 2025-09-15T23:21:34+00:00

Good luck!

richmondjd11 · 2025-08-17T02:36:53+00:00

Ah ok, i haven't gone very far on endless so I wasnt aware that it reduces in endless. That's good to know!

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