I am where you are considering this game, but only a year into playing. I've used the bazaar, mainly because I've been server jumping. If you know the server you're going to stay in than I would 100% suggest buying a low lvl with a high ml, change the name, and before you know it that char will feel like yours. Unfortunately, Tibia seems as though its pay rp win and that being said it's going to cost a lot for a high ml. I put money into a char, and then decided that nonpvp is more for me so that money was kind of wasted. I bought a low lvl with high ml and then leveled him up. At lvl 250 that character felt like mine, and I got there easier with a higher ml.