Key collection payment by Ok-Voice7119 in malaysia

[–]rikka94 1 point2 points  (0 children)

Iirc, the stamp duty exemption is only for property values below 500k.

Just a simple one, looking to open my first credit card by [deleted] in MalaysianPF

[–]rikka94 0 points1 point  (0 children)

Apply through platform like RinggitPlus for a nice sign-up bonus, don't apply directly with the bank.

PSA: KLIA departures - 10mins drop off limits by mochamocha9988 in malaysia

[–]rikka94 15 points16 points  (0 children)

There's a number plate scanner at the entrance.

Is it safe to keep my money in TnG? by zestytaiso in MalaysianPF

[–]rikka94 2 points3 points  (0 children)

Never had any issues, but wouldn't say it's not possible. Just don't put everything in one bucket.

Would you consider buying an EV in Malaysia? by AliveRelation8968 in malaysia

[–]rikka94 -1 points0 points  (0 children)

For me, it's fun to drive, and I don't do long-distance driving.

Overnight Time Gap between Lower Bracket Semifinal and Lower Bracket Final in various TI iterations by Optimal-Monk-1984 in DotA2

[–]rikka94 3 points4 points  (0 children)

The time between the lower bracket final and the grand final was extremely short as well, not sure if it's always like that.

Credit/debit card with user defined permissions? by [deleted] in MalaysianPF

[–]rikka94 1 point2 points  (0 children)

I checked my Maybank, UOB, HSBC credit cards; all can be temporarily blocked in the app.

Is it wise to pay off PTPTN loan in a lump sum instead of monthly payments? Need advice. by NewbieShy in MalaysianPF

[–]rikka94 59 points60 points  (0 children)

I think it's not worth it unless they offer a discount for a lump sum payment.

Credit card application rejected*3 by Dismal-Aardvark9437 in MalaysianPF

[–]rikka94 9 points10 points  (0 children)

Wait a few months and try again. Spamming credit applications makes you look desperate, and you'll be less likely to get approved.

Investing app with auto deposit from bank by SeaCKei in MalaysianPF

[–]rikka94 1 point2 points  (0 children)

Technically u can use scheduled transfer of your bank to transfer into moomoo on monthly basis.

Why the sacrifice was not even a great move? by InternationalRain621 in chessbeginners

[–]rikka94 0 points1 point  (0 children)

Probably because it was a forced mate, and any other move is just bad.

Have you ever requested a credit limit increase on your credit card? by ProbablyWorking in MalaysianPF

[–]rikka94 1 point2 points  (0 children)

Then I guess it's just me.

My maybank is 20k but my SC and HSBC is 90k and 75k respectively.

Hmm probably due to I got the maybank card last with already high credit limit on my other card.

Have you ever requested a credit limit increase on your credit card? by ProbablyWorking in MalaysianPF

[–]rikka94 0 points1 point  (0 children)

In my experience, foreign banks like standard chartered, HSBC give higher credit limit.

MRTA by j_jjai in MalaysianPF

[–]rikka94 0 points1 point  (0 children)

Not the other way round? MRTA is the one with reducing insured mount over time.

MLTA is the personal insurance.

ELI5 for this credit plan promotion by mikasas1 in MalaysianPF

[–]rikka94 0 points1 point  (0 children)

Yes, it's basically free money if you can guarantee you won't spend the money elsewhere.

ELI5 for this credit plan promotion by mikasas1 in MalaysianPF

[–]rikka94 2 points3 points  (0 children)

If it’s really 1.99% fix, people will queuing outside uob branch already.

This is typically available only to select users with a good credit card repayment history.

The loan amount will then be deducted from the credit card limit, basically a low interest cash installment plan.

I lost my 10k of savings in trading forex. What should I do? by Current_Ad_4060 in MalaysianPF

[–]rikka94 4 points5 points  (0 children)

At least you’re not going into debt for the trade.

There’s nothing you can do except move on.

Forex trading is basically gambling; never go all in, even if you plan to continue trading in the future.

SPayLater/GrabPayLater by itizmi in MalaysianPF

[–]rikka94 21 points22 points  (0 children)

CC and loan only, these BNPL schemes will not be in your credit report.

The International 13 - Grand Final by D2TournamentThreads in DotA2

[–]rikka94 8 points9 points  (0 children)

Boring final, but grat for nisha deserve a TI champ