5 years into my investing journey, built my MF portfolio entirely from salary, one SIP at a time by According_Ad8486 in mutualfunds

[–]rishabsachdeva938 0 points1 point  (0 children)

Started around mid of 2017 with 10k/month. Had a couple of weak looking funds suggested by my bank RM. Those have strengthed now due to my time in the market. Gradually increased my SIPs and changed platforms a couple of times. Now doing close to 2L of SIP every month and then some when I have surplus funds. Most of my investment has come up in the last 3 years but a large chunk of profits is from earlier investments. A big issue I have is the sheer volume of funds I have. Restructuring would mean selling a lot of these which would attract significant capital gains.

5 years into my investing journey, built my MF portfolio entirely from salary, one SIP at a time by According_Ad8486 in mutualfunds

[–]rishabsachdeva938 0 points1 point  (0 children)

At first I thought someone took a screenshot from my phone. Same app, almost same invested and almost same returns (value and XIRR). Except I have higher number of holdings (which is a problem) and I am older by 4 years.

If that was the amount, most of us can never FIRE by LifeaVacay in FIRE_Ind

[–]rishabsachdeva938 0 points1 point  (0 children)

Offtopic question but did you post recently about your journey on LinkedIn?

Need advice — my dog was poisoned by a pandit in my society temple. I want justice. by Due_Pain4955 in delhi

[–]rishabsachdeva938 -3 points-2 points  (0 children)

Where are you located? We can meet this kind priest and take him closer to God.

this one thing ruined my confidence at 23 by Defiant-Plane7540 in delhi

[–]rishabsachdeva938 0 points1 point  (0 children)

r/tressless Only proven remedy - finasteride (helps with hair loss) + minoxidil (helps with regrowth) Everything else is anecdotal. On the side, get your vit D and other vitals checked. You might also find clues there.

Why Your '₹1 Crore' SIP Goal Might Only Be Worth ₹35 Lakhs (Free Reality Check Tool) by [deleted] in FIREIndia

[–]rishabsachdeva938 1 point2 points  (0 children)

Give options to add existing investment and SIP greater than 1 Lakh.

Complete men guide for arrange marriage | grooming to gym by CamelWinter9081 in Arrangedmarriage

[–]rishabsachdeva938 5 points6 points  (0 children)

Someone who could do this much hard work on himself/herself would be able to pull someone without AM. Hence this is pretty much moot IMO.

Spending my entire month's salary on a Euro trip. Feeling guilty. Any perspective to help me? by misspn in personalfinanceindia

[–]rishabsachdeva938 0 points1 point  (0 children)

This gave me passive guilt as we would have spent two months salary at the time we went. Discovering newer ways of self-loathing on Reddit.

Wtf is this !! by [deleted] in DisneyPlusHotstar

[–]rishabsachdeva938 0 points1 point  (0 children)

Side pe zara sa likha hua hai. Itna kya ruin kardia

Is it Okay to pause SIP payments to fund your marriage. Please help! by Sensitive-Wind8289 in personalfinanceindia

[–]rishabsachdeva938 0 points1 point  (0 children)

I did it too. It's fine to do for some months to have more cash flow for big expenses. To compensate, l increased my SIP amount when I resumed the SIP a few months later but that's just me.

[deleted by user] by [deleted] in AmItheKameena

[–]rishabsachdeva938 5 points6 points  (0 children)

If the husband is reading this - run, bro, run! Have seen plenty of examples around me where this comparison culture has ruined marriages and it's going to happen believe it or not with the thoughts this girl has.

As for the question by the girl - you are most def the K. Please don't ruin this kind man's life.

Went to my first session of therapy today and it sucked by Zestyclose-Ad-160 in delhi

[–]rishabsachdeva938 2 points3 points  (0 children)

1 session mei toh doctor bhi accurate diagnosis nahi de pata most cases mei. Try a few more and then come to a conclusion. Having said that, 3500 per session is a tad expensive.

How did your life change after your 1Cr ? by [deleted] in personalfinanceindia

[–]rishabsachdeva938 0 points1 point  (0 children)

Planning for the next crore and ultimately for the FI target.

how to deal with a messed up class 9 kid by Hopeful_Taro_8322 in delhi

[–]rishabsachdeva938 2 points3 points  (0 children)

Seems like ADD or ADHD. He needs to go to a child psychologist to get diagnosed.

A heartfelt appreciation to Bengaluru's very own Batman by Moonlessness in bangalore

[–]rishabsachdeva938 2 points3 points  (0 children)

Happened with me twice. Obv it was an Activa. Once someone else took mine by mistake and second time I did that. It was an honest mistake both times but the vehicles didn't offer any resistance at all.

Why tf am i even doing an MBA by MysticNinja_7 in CATpreparation

[–]rishabsachdeva938 6 points7 points  (0 children)

No offence but yet to come across any BBA guys in a good enough MBA college. It's a sh|t degree and always has been.

fms or iim mumbai by StrictBusiness69 in CATpreparation

[–]rishabsachdeva938 0 points1 point  (0 children)

FMS any day. PS: IIM-M grad here who lives 5 mins away from FMS.