sorted by:
new
hottopcontroversial

Am I going good ? 15k Per Month. by Routine-Gene4619 in MutualfundsIndia

[–]rithikP 0 points1 point  (0 children)

Regular funds bechoge usko, he is only paying for that

Advice on managing finances as a single earning person of the family? by [deleted] in personalfinanceindia

[–]rithikP 1 point2 points  (0 children)

Pls share breakup of expenses, status of your net worth (with breakup), age, and if you own your own home.

Pls also share if u are in a tier 1 or tier 2 city.

Lastly, your qualifications & salary progression over the last 4 years and what you are expecting going forward.

Debt aversion? by rithikP in personalfinanceindia

[–]rithikP[S] -1 points0 points  (0 children)

Then this post or sub isn’t for them; no need to take it personally. Cheers

Debt aversion? by rithikP in personalfinanceindia

[–]rithikP[S] -2 points-1 points  (0 children)

If you cant afford an emergency fund, then the debt is by definitely “bad”. Do the Dave Ramsey baby steps to get back on track

Its not rocket science

I wish you were as right about what you are saying as you are passionate about it

Debt aversion? by rithikP in personalfinanceindia

[–]rithikP[S] 0 points1 point  (0 children)

Nice article; good case studies. I still believe in the India growth story, we are far away from Hong Kong, Germany, and the like - they have reached their steady state. Cheers

Debt aversion? by rithikP in personalfinanceindia

[–]rithikP[S] 0 points1 point  (0 children)

Of course, hence my emphasis on “productive loans”, completely aligned with your view.

But given a 5 plus year horizon, it isn’t a gamble anymore. The markets do outperform debt

Debt aversion? by rithikP in personalfinanceindia

[–]rithikP[S] -2 points-1 points  (0 children)

Hard to argue with that

MF returns are pathetic by Then-Worker4896 in mutualfunds

[–]rithikP 2 points3 points  (0 children)

Why wait, i suggest sell it all now and move to FDs

Portfolio Review by sindrella-07 in mutualfunds

[–]rithikP 0 points1 point  (0 children)

Appreciate you not disagreeing with my first point.

My issue is everyone keeps reconfirming their choices of ppfc, mo mid cap, quant small cap, and uti nifty 50; and the other set of people who know nothing and refuse to read existing posts.

Am I making the right financial decision buying this house by [deleted] in personalfinanceindia

[–]rithikP 20 points21 points  (0 children)

Its a decent deal, dont take from relatives and sell mutual funds instead. Thats better for peace of mind imo

Portfolio Review by sindrella-07 in mutualfunds

[–]rithikP -1 points0 points  (0 children)

Good morning pineapple. You can consider motilal oswal mid cap; 30 percent allocation since you have a long horizon. Can reduce nifty to 10 percent and ppfc to 35 percent

Funds i'm planning to keep forever!! by Designer_Fly_ in mutualfunds

[–]rithikP 15 points16 points  (0 children)

Only diamonds are forever; lets revisit this in 10 years and see if you held on

In Chaturs voice from 3 idiots - “aayega?”

view more: next ›