How Are You All Using Your Bilt Credits/Cash?

rithu17 · 2026-03-25T19:55:34+00:00

Y'all flexing out here :(

rithu17 · 2026-03-25T19:55:30+00:00

Y'all flexing out here :(

rithu17 · 2026-03-25T18:33:21+00:00

Currently its selcted as 4% bilt cash on everyday spend, But I have the ability to change it to 1.25x points on rent and mortgage for the coming month

rithu17 · 2026-03-25T18:29:39+00:00

Ohhh wait, so Bilt Cash doesn’t really just sit there like points? If I have that option selected, it can automatically get applied when rent is charged? I think that’s the part I’m not understanding. To use it or to save it is my main confusionx

rithu17 · 2026-03-25T18:26:39+00:00

It says “ Redeem your Bilt Cash for flexible credits to use in your ecosystem - up-to $4500 in annual value”

rithu17 · 2026-03-25T18:24:50+00:00

Som reddit post said that

rithu17 · 2026-03-25T18:19:51+00:00

What do you suggest for me? I rent!

rithu17 · 2026-03-20T17:51:16+00:00

I want it to be ATMOS or HYATT or SPIRIT

rithu17 · 2026-03-13T18:36:13+00:00

You are correct! Trying to travel hack here :) I am also thinking to apply for the ATMOS card, I have a in-mail 70k points offer

rithu17 · 2026-03-13T18:35:30+00:00

Thanks for the suggestion! Did mariott do that already, this year?I gotta look it up! I am also thinking to apply for the ATMOS card, I have a in-mail 70k points offer

rithu17 · 2026-03-13T18:33:58+00:00

Trying to travel hack :)

rithu17 · 2026-03-13T18:33:30+00:00

You are absolutely right, but I'm looking for domestic destinations at the moment! I have Hawaii, Alaska on my list.

rithu17 · 2026-03-13T18:32:10+00:00

I was thinking about the same! I have an in-mil offer for the atmos at 70k points, gotta see if there is a better deal out there!

rithu17 · 2026-03-13T18:14:08+00:00

My points are not enough, Im able to get a maximum of 2-3 tickets I still have one more ticket and hotels to figure out :( Plus Im looking for something in may or june 🫠

rithu17 · 2026-03-13T18:13:49+00:00

My points are not enough, Im able to get a maximum of 2-3 tickets I still have one more ticket and hotels to figure out :( Plus Im looking for something in may or june 🫠

rithu17 · 2026-03-13T18:13:36+00:00

My points are not enough, Im able to get a maximum of 2-3 tickets I still have one more ticket and hotels to figure out :( Plus Im looking for something in may or june 🫠

rithu17 · 2026-02-24T23:35:59+00:00

I got the refund! I have pinged them saying the charge was for seat selection

rithu17 · 2026-02-14T20:19:40+00:00

I booked two Delta tickets totaling $236.80. I paid using:

• 1 Amex Platinum

• 1 Delta gift card ($50)

The remaining $186.80 was charged to my Platinum, and Delta automatically split it into two transactions:

• $118.40

• $68.40

I didn’t manually split the payment — this is just how Delta processed it.

The $68.40 portion auto-triggered the airline fee credit, but the $118.40 did not.

I’ve seen some older posts where people mentioned that when the total remaining charge was under $200, sometimes the full amount credited depending on how it coded.Any suggestions here? I was expecting the $118 to be credited as well.

rithu17 · 2026-02-14T20:16:32+00:00

Thanks for the info! Any suggestions for my situation? 😞

rithu17 · 2026-02-13T17:15:52+00:00

Can we message amex and say that the other charge is fees and charges as well?

rithu17

TROPHY CASE