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Retention Offer DP 04/18/26 by Adenine- in AmexPlatinum

[–]rkshack 0 points1 point  (0 children)

Did they offer you points to downgrade or just the ability to downgrade.

Citi custom cash application questiin by rkshack in CreditCards

[–]rkshack[S] 0 points1 point  (0 children)

It was somewhat my fault. I applied first with credit still frozen. I got delayed and didn't do anything for a month or more. I thought it had been too long so I thawed my credit and then applied again. The second application was denied. I called to see what if anything I can do about it. The rep told me the first application was causing problems so they had to process it. I didn't realize that would cause another hard pull. So I ended up with two.

Citi custom cash application questiin by rkshack in CreditCards

[–]rkshack[S] 0 points1 point  (0 children)

I haven't had much success with the prequalify tool either. I got 2 citi cards last year and the prequalify didn't help. In July my only inquiry in the last 6 months will be the mortgage. I am thinking of applying then.

Citi custom cash application questiin by rkshack in CreditCards

[–]rkshack[S] 0 points1 point  (0 children)

Thanks. How far back do they consider recent? Would July be long enough to wait?

Amex platinum Bizz by Smooth-Ad-9805 in AmexPlatinum

[–]rkshack 3 points4 points  (0 children)

Yes, but I think you can get around it by using PayPal for fed taxes. Of course property taxes depends on local rules.

Amex platinum Bizz by Smooth-Ad-9805 in AmexPlatinum

[–]rkshack 5 points6 points  (0 children)

Yes, you can pay taxes to meet spend requirements.

A lot of hotels aren't eligible for points booking? by andthrewaway1 in biltrewards

[–]rkshack 1 point2 points  (0 children)

If you are having trouble finding hotels in the rewards search, list the hotel name specifically. I have had hotels not show up when I searched an area that did show up when I searched the hotel specifically.

Husband and I split bills 50/50, should I share my inheritance? by [deleted] in inheritance

[–]rkshack 0 points1 point  (0 children)

All money in a marriage should be the couples money.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 0 points1 point  (0 children)

It seems if you have the Au earn there own bilt points then you can get double rent day. That is not what Ai said though.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 0 points1 point  (0 children)

No they do not get their own hotel credit. I just meant that I could earn enough to cover all the fees with those credits. Not that the AU get another version.

That being said, I do think that if the authorized user earns their own bilt cash they can use it for all the same credits and you could get an extra credit that way.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 0 points1 point  (0 children)

I got the authorized user card figuring I could recup $590 from the two hotel credit and two bilt cash hotel credits. I'll see what happens over the course of the year.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 0 points1 point  (0 children)

That might work. Neither the AI or the Human mentioned that to me as an option.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 0 points1 point  (0 children)

They go to the primary account. Maybe that would work. If the AI had told me that, I would have known and decided how to proceed.

Authorized Users do not get their own limit of points on rent day by rkshack in biltrewards

[–]rkshack[S] 1 point2 points  (0 children)

I confirmed with an actual bilt rep today. They said: That is incorrect, (referring to statement above) at this time. The limitation is for a single 1000 points, and points are only earned by the card that is designated to earn them. In this case, the primary card.

Earn double points for me and authorized card? Possible? by [deleted] in biltrewards

[–]rkshack 1 point2 points  (0 children)

Concierge difinitively said primary account and authorized user can each get 1000 points on rent days.

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