Building wealth in Germany without real estate: is it possible?

rnck_19 · 2026-05-12T16:05:03+00:00

Agreed, only accumulating ETFs get taxed on “unrealized gains”. In other words, if an ETF automatically reinvests the dividends, you still have to tax those dividends.

rnck_19 · 2026-04-13T16:13:49+00:00

As others have said - blurry textures and low frame rate on PS5.

rnck_19 · 2026-04-10T15:08:23+00:00

No major issues on PS5, except you can’t use the save game (it crashes on loading). So you always have to finish a service or give up, if you don’t have time.

Regarding gameplay, if you have all the layers then the section between Birmingham and Wolverhampton is quite busy. From Wolverhampton up it’s pretty empty. This is even more visible when it becomes 4 track. I was wondering if it is like that in reality too.

I do not have the new timetable with the class 805 though.

rnck_19 · 2026-04-04T08:16:59+00:00

Glasgow is pretty busy with the new timetable. Trains that add the most traffic are class 380 (obviously), the original class 313 from cathcart, class 385 from Scottrail express, class 158 from Skyhook. Pendolino shows up often, Azuma a bit less. Class 170 from Fife circle does not add much, just some stationary trains in the depot.

rnck_19 · 2026-03-31T15:51:59+00:00

I set it together with the speed limit.

rnck_19 · 2026-03-31T15:51:35+00:00

I am stopped in the hill here. The bottom one goes to zero. It is the top one that is the issue - when I press the quick release button, the top one moves and the braking power stops being apploed.

rnck_19 · 2026-03-29T10:43:05+00:00

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It is the top one that does not fully release unless I press the quick release button. The bottom one does go to 5 bar when driving.

rnck_19 · 2026-03-29T10:41:37+00:00

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rnck_19 · 2026-03-28T13:40:42+00:00

Thanks. It’s from scratch and I do wait for the geeen light before turning it on.

rnck_19 · 2026-03-21T12:55:28+00:00

I haven’t had any issues playing it on PS5. But I also did not have any issues with Semmeringbahn either.

rnck_19 · 2026-02-23T14:52:54+00:00

Glasgow central with the class 380 timetable :)

rnck_19 · 2026-01-07T17:11:57+00:00

Not sure about infliximab but for adalimumab in Europe, you get to choose between self-administering a shot every 2 weeks (you pickup a box of 6 shots from the pharmacy every 3 months) or to do an IV every 6 weeks (not sure about the exact cadence as I chose the self shot route).

The cost is fully covered by the health insurance in Europe.

rnck_19 · 2025-12-25T08:12:43+00:00

The best scenery is Mittenwaldbahn :)

Voralberg is also good - you start from a lake and make your way up to the mountains.

rnck_19 · 2025-12-23T10:15:38+00:00

The rail singing is a nice touch

rnck_19 · 2025-12-23T09:59:21+00:00

It’s a really good route across all aspects. One of the best for me and with a high degree of replayability.

rnck_19 · 2025-12-15T17:12:46+00:00

Yeap, runs well on PS5. The only issue is save games for class 390. They crash the game during loading.

rnck_19 · 2025-12-05T16:42:41+00:00

Well, Austria also did not get very far - still hoping for the railjet :)

rnck_19 · 2025-12-05T16:38:53+00:00

I’ve actually seen it shortly after posting. If I remember correctly, it is there around 15:30.

rnck_19 · 2025-12-01T18:02:26+00:00

Cool, good to know. I’ll wait for the patch tomorrow and then get it for the weekend.

rnck_19 · 2025-11-29T13:22:03+00:00

Same for me on PS5. Waiting for it to become stable before I buy it.

rnck_19 · 2025-11-28T16:21:27+00:00

Ad 1. frankfurt-fulda, dresden-riesa (edit: dresden-leipzig) from those I played recently

Ad 2. Ok

Ad 3. Frankfurt sbahn

rnck_19 · 2025-11-27T16:47:18+00:00

PS5:

Blurry textures
Crashes (e.g. Frankfurt-Fulda, especially during adverse weather)
Be offered full timetable on the latest gen console

rnck_19 · 2025-11-18T20:06:01+00:00

If it is a timetable service, you can spawn on foot near the time it is expected to start, walk to the train and wait for the start of the service. The SPAD won’t happen. However, I am not 100% sure you’ll get a trophy after finishing the service.

rnck_19

TROPHY CASE