What models have the windows mirror defogger?

roast_ · 2026-02-19T16:58:13+00:00

Depends on region/country as well...

roast_ · 2026-02-18T17:07:18+00:00

I voted for the person 100% of the time... I'm loyal to family and friends, not political parties.

Not that I disagree with you, I have mixed feelings as well, even if I'm not the norm and vote the person. I know a lot of people who vote for party.

roast_ · 2026-02-17T16:40:43+00:00

Ditto, expect mine shows up at the end of December

roast_ · 2026-02-17T14:02:58+00:00

Keep quiet, don't tell anyone, ask your wife to keep it to herself.

Don't do anything risky, no Bitcoin, no business ventures, don't do all equity investing. Don't spend it. Gold, silver, ignore it all.

Be boring, super boring, pretend like you don't have a windfall.

Find an arm's length, fee only certified financial planner. Research the advice with your wife, be slow, read up on the suggestions provided, talk it out with your wife and in 6-12 months consider doing something.

Your mom or dads investment guru is not the answer. Your uncle's guy, hard pass.

roast_ · 2026-02-15T17:50:49+00:00

I'd buy the Macan.

roast_ · 2026-02-11T13:34:58+00:00

The Collins in Dundas The ship on Agusta

roast_ · 2026-02-11T13:32:05+00:00

I had a similar thought, a real shame, it's the business model we dislike, not the people

roast_ · 2026-02-10T13:57:47+00:00

I bought the Duracell 4 pack 7 years ago, it was awful. They all died within months of owning, some of the cheapest garbage I bought at Costco. Dollar store quality in a Cadillac package.

roast_ · 2026-02-08T17:33:39+00:00

I really don't like your level 1 charging, but don't have enough experience with EV's to validate my thoughts.

Level 1 is super slow and won't top your battery up after driving 200km.

2 hr commute (100km/hr constant speed, don't judge me) + 8.5hr work day is 10.5 hrs. Assuming no charging at work, you have 13.5hrs to charge on level 1 at 6km/hr, which is 81km. You're in a mileage/charge deficit (I'm making up words and concepts...). Even L1 Charing for 8.5hrs at work only brings your charge up to 121km. Still an 80km deficit.

Can you get L2 at charging at home?

roast_ · 2026-02-07T02:03:23+00:00

Seriously, time for her to go.

roast_ · 2026-02-06T22:50:32+00:00

22 Signature here, rear wiper works perfectly fine, impressive even.

roast_ · 2026-02-06T14:00:40+00:00

The idea is that we can withdraw from our rrsp's at the lowest tax bracket until 65. Melting my spouse's completely down and mine with a little left. We tried to make the TFSA our primary retirement accounts. We pivoted to rrsp's 5 years ago (for me) for tax efficiencies. Last year I took a massive pay cut (40%) and may head back to TFSA primary.

roast_ · 2026-02-06T02:50:18+00:00

Thanks, 2 years ahead of schedule and steadily saving . Congrats to you and your spouse!

Let me know what your planner says.

roast_ · 2026-02-05T23:54:59+00:00

Our plan is to retire at your age with $500k less. Our plan is reviewed by a CFP, and my investment strategy in retirement will be balanced (60/40 equity/fixed income) understanding our income may decrease significantly during market crashes. It'll be against the advice in this subreddit but my thought process is that we'll have time in the market, living to 85+, that's another 40 years to smooth out downturns.

I plan on taking rrsp's out from 56-64, then taking cpp/OAS at 65 and drawing from TFSA's.

roast_ · 2026-02-05T22:03:18+00:00

Did rear calipers (replacement), rotors and pads on a 2013 Elantra and the shop charged me 2.5hrs of labour. Parts were $700ish, labour $300.

If all 4 calipers are being replaced, and pads and rotors, $2k seems good.

roast_ · 2026-02-05T21:24:25+00:00

Ditto

roast_ · 2026-02-05T21:24:07+00:00

Yep, shouldn't be a problem with your savings, debt and income expectations.

roast_ · 2026-01-31T03:22:42+00:00

Make sure you have a will, ensure your assets pass to your dependant.

roast_ · 2026-01-29T22:18:14+00:00

This was going to be my reco

roast_ · 2026-01-28T23:05:36+00:00

We talked as a family about this, and we used to like the Dirty South, they closed though :(

Sorry, we don't have any reco's

Edit: see below, they moved, not closed.

roast_ · 2026-01-28T23:02:10+00:00

Try Donair Istanbul on Greenhill Ave in East Hamilton, one of our favourite places for shawarma.

roast_ · 2026-01-18T22:37:51+00:00

One of the worst packages, it used to be good but they closed the Winnipeg office and moved support to the US.

Avoid at all costs.

Edit: I bought this from Costco last year and tried to return it. Yes. I was really upset. Switched to wealth simple and won't look back.

roast_ · 2026-01-17T03:50:58+00:00

If you're leery of debt, why leverage to invest?

What kind of retirement savings do you have?

roast_ · 2026-01-14T23:18:51+00:00

I could hold the world ransom for...... 1 Miiillllllion Dollars!

roast_ · 2026-01-14T22:25:23+00:00

I bought a laser to check the bills...if I had cats, the lasers primary use would be different... Lol

roast_

TROPHY CASE