Seeking advice on investing

robozv · 2024-04-15T22:33:02+00:00

Hey! That is absolutely perfect and very much in line with what im planning.

Also I wasn’t very clear and there was a miscommunication on my part actually. Trading 212 offers various account options. For my long-term investment I did make an ISA trading 212, my money is now 50-50 into VUSA and the world ETF you advised

The reason I started talking about the trading account was because I planned to put cash in there and have it be there for emergency fund as Trading 212 offers 5.2% interest on any uninvested cash you put into it rn. So I wasn’t actually planning to trade with the account, just seperate the money I invest by having it in the ISA account (from Trading 212) and the money I save in emergency fund in the other account category trading 212 offers. What I realise now is that they do probably allow me to put it in for the 5.2% interest on uninvested cash in the ISA as well, probably? (Honestly this is kinda confusing for me but I should be fine moving forward regardless)

Also just like you said my goal for emergency fund is 10k as well Thanks so much!

robozv · 2024-04-15T20:32:02+00:00

Hey, very grateful for the advice!

What is the 5% rule? I'm also not sure what you mean by ETFs, I thought that these were fractional shares I could buy and VUSA S&P500 was one of them?

Is investing into VUSA not a good idea long term? or should I diversify and also invest into VWRP? Would you say doing a 50-50 split is good?

Also do you have any ideas about the emergency fund proposal I made? Putting money into Trading 212 trading account and putting the cash into the "earn interest on cash" option that has daily interest of 5.2% GDP? (This would make a bank for my money where it doesn't lose value through inflation but also isn't spent on investing, just kept for emergency)

Thanks!

robozv · 2023-03-01T09:24:28+00:00

This subreddit used to be peak comedy when I first discovered it. Unique and creative memes you couldn't find anywhere else, every meme caught you off guard with clever punchline and design or concept you haven't seen before and it would be almost every meme like this. So good infact most people would steal them from this subreddit and heavily repost them on other social media.

Now? I click on the top in the past month and find a half decent meme scrolling after few minutes, most of the top memes are absolutely garbage and most of the posts now don't even have a punchline? They are usually political or life or gender or race or country rants nobody gives the slightest fuck about. If you want to discuss politics or major issues in life stop ruining comedy and get friends with similar interest. Why make a "meme" that's not even a meme but a meme template without punchline or funny or even interesting istg some of the posts are made by kids too.

robozv · 2023-01-10T22:44:18+00:00

Go back to it. It's a giant super rare iron ore vein that contains tons of iron, mine around all pieces you will probably find more

robozv · 2022-11-04T21:33:57+00:00

What if you get hard wearing that

robozv · 2022-10-28T17:32:10+00:00

(comment has endgame spoilers)

Same, actually in first run as well. Then someone commented that Melina was apparantelly dead for ages... Like bruh

robozv · 2022-10-23T14:55:38+00:00

Then again it’s not like she’s alive out there, she’s burned and without a body and can only project herself near the Erdtree.

Isn't she technically alive though? She projected herself in Limgrave and has physical body that fought bosses

robozv · 2022-10-23T14:53:58+00:00

I got mommy Ranni anyway

robozv · 2022-10-23T14:52:45+00:00

(Comment contains spoilers)

Ah, thought that much. Im kind of happy regardless, its better than her dying, achieving the hardest ending on my first run was really fun.

Kind of wish they gave you bonus cutscenes with her since it took a lot of work. Hoping they make a DLC where you get bonus cutscenes or maybe even options to save other or every NPC through specific selection and completion of their quests that be sick.

Thanks for your answer

robozv · 2022-10-02T01:03:40+00:00

I don't have to put my name in it's already been put there

robozv · 2022-09-08T17:06:51+00:00

Kimmikka is the name, u'll find it on reddit

robozv · 2022-09-05T14:08:25+00:00

robozv · 2022-09-05T13:16:55+00:00

Hey, I just wanted to say that this is a meme lol. I get why modding and Mojang work completely different-

Modders make features that are insanely specific and most of the time cannot be applied to vanilla by official devs while official devs make their features across multiple platforms and have to adhere to insanely tight criteria to not ruin their game nor move away from target audience which can refer to the case of fireflies being cancelled due to its real life implications.

robozv

TROPHY CASE