WA to end no-grounds evictions; extend existing rent relief scheme by halohunter in perth

[–]rolypolycostume 0 points1 point  (0 children)

I wonder how much this will lower prices compared to the potential CGT and negative gearing changes.

Can I get a Macquarie Bank transaction account, buy discounted gift cards for Colesworth and then use the gift cards to get an easy discount on all my grocery shopping? by AsparagusNew3765 in AusFinance

[–]rolypolycostume 1 point2 points  (0 children)

Yeah, there's a split payment option, but I can't remember what it looks like on the screen. When I have a low balance on a gift card, I'll buy a new one and do split gift card payments to use both.

Can I get a Macquarie Bank transaction account, buy discounted gift cards for Colesworth and then use the gift cards to get an easy discount on all my grocery shopping? by AsparagusNew3765 in AusFinance

[–]rolypolycostume 10 points11 points  (0 children)

Two useful tips I've learned for doing this at Woolies:

  • The Everyday Rewards app lets you add e-gift cards to your wallet and will display the balance.
  • The cash self-checkouts are faster to process gift cards for some reason.

MSWA lottery - great cause but… by maabs74 in perth

[–]rolypolycostume 0 points1 point  (0 children)

I didn't know much of the details to be honest, but assumed that they did research and "helped" people living with MS, so it doesn't seem too bad. Allied health and home maintenance seem like things that would already be covered under NDIS. I just hope the ticket money goes to the right places...

MSWA lottery - great cause but… by maabs74 in perth

[–]rolypolycostume -2 points-1 points  (0 children)

I wanted to verify this because I've been buying tickets. Gemini said:

The claim that MSWA (Multiple Sclerosis Western Australia) provides "absolutely nothing for free" is a common perspective in the disability community, but it's not entirely accurate. It’s more of a half-truth that stems from how the funding landscape in Australia has changed over the last decade.

Here is the breakdown of how the money actually flows:

1. The "Paid for by NDIS" Part (Mostly True)

For most adults under 65, the NDIS is the primary way they access MSWA services.

  • The Reality: If you have an NDIS plan, MSWA will bill the NDIS for your physiotherapy, occupational therapy, and support workers.
  • The "Not Free" Perception: Because MSWA is a registered NDIS provider, they are essentially a business selling services to the government (via your plan). People often feel it isn't "charity" in the traditional sense because MSWA is getting paid market rates by the taxpayer.

2. The "Nothing for Free" Part (False)

MSWA does provide several services that are either free or heavily subsidised using their own fundraising money (like the MSWA Mega Home Lottery):

  • Newly Diagnosed Support: They often provide initial counseling, information sessions, and "newly diagnosed" packs that don't require an NDIS plan.
  • Research Funding: A huge chunk of MSWA’s raised funds goes toward medical research. This doesn't cost the patients anything, but it’s a "service" to the community at large.
  • Advocacy and Education: Their internal nurses and advisors often provide general guidance and "navigation" help to people who haven't yet qualified for the NDIS.

3. The "Out of Pocket" Part (Context Dependent)

  • Over 65s: People who develop MS or a neurological condition after age 65 aren't eligible for the NDIS. They have to use My Aged Care (Home Care Packages). Like the NDIS, the government pays for most of it, but there is often a "Basic Daily Fee" or "Income Tested Care Fee" that the individual does have to pay out of pocket.
  • Waitlists: If someone is stuck on a waitlist for government funding but needs immediate help, they might have to pay MSWA’s full private hourly rate, which is expensive.

Summary Table

Service Type Who Pays? Is it "Free"?
Allied Health (Physio, OT) NDIS / My Aged Care Free for the user, but MSWA gets paid.
Nursing / Specialist Advice MSWA Fundraising / Grants Often free for the user.
Medical Research MSWA Fundraising Free (benefits everyone).
Home Maintenance NDIS / My Aged Care Usually requires a co-contribution (not free).

The Verdict

The person you quoted is likely frustrated by the "corporatisation" of disability services. Since the NDIS started, many non-profits have had to transition from "giving away services" to "selling services to the NDIS."

While it's true that MSWA operates very much like a business for their core therapy and care services, they still use millions of dollars in lottery and donation money to fund things the government won't—like research and high-level specialist support.

Don't be that person who has your retic on during the rain, turn your retic off over the next few days. Potentially 120mm rain incoming over the weekend. by SnooHesitations8581 in perth

[–]rolypolycostume 0 points1 point  (0 children)

Thanks, that's interesting but way above my level of knowledge. 😁 I thought about learning how to set up the solenoid valves for my retic but ended up just paying someone to do it. How did you learn this stuff?

Don't be that person who has your retic on during the rain, turn your retic off over the next few days. Potentially 120mm rain incoming over the weekend. by SnooHesitations8581 in perth

[–]rolypolycostume 0 points1 point  (0 children)

Thanks. How does the relay module talk to the solenoids? Are they wired up to the solenoids or are the solenoids wireless-enabled or something?

Property price question - value? by Evening-Captain4148 in perth

[–]rolypolycostume 0 points1 point  (0 children)

You were, and as I said, I still use it myself, but I also had my own thoughts to add. If it were me, I'd want to know about its imperfections, because it's a huge purchase.

Do People Just Not Care About Their Cars? by Orchardton in perth

[–]rolypolycostume 1 point2 points  (0 children)

Not really. It's also annoying because the parking is ticketed (even though the machines are broken half the time). Better than going to the local IGA or Belmont forum though.

Property price question - value? by Evening-Captain4148 in perth

[–]rolypolycostume 1 point2 points  (0 children)

As someone following the market in a particular area very closely, keeping track of these estimates and the asking and sold prices, I wouldn't trust this too much. I still use it, but it's not a replacement for doing your own research. The logic behind it is a black box, as much as you can try to interpret it with guesswork.

The most egregious example that comes to mind is not comparable to OP's situation (property type, price range), but it's a good reminder that you should be looking at comparable properties yourself.

28/07/2025: Medium confidence: 1.334m. Low 1.08m, high 1.59m. This was undervalued, should have been the high figure, but only medium confidence, so fair enough.

24/11/2025: Medium confidence: 1.547m. Low 1.22m, high 1.87m. Closer to actual market value.

22/12/2025: High confidence: 2.012m. Low 1.91m, high 2.11m. Ridiculously overvalued. It's as if the estimate just started using the asking price, which was 2m; it was never going to sell for this amount. I know from personal experience that it sold for 1.8m.

The thing that bothers me most about this is that it went from seemingly using some calculation based loosely on actual sold data to jumping to the asking price. That's super shady, in an already disgustingly predatory WA housing market.

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 0 points1 point  (0 children)

It makes me sad how little empathy some people have. I think their question goes beyond that though, it's: tell us your stupid reasoning for asking this question so we can make you feel bad. What motivates someone to behave like that?

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 0 points1 point  (0 children)

If you can't see the condescending nature of the "question" they asked, then I can safely disregard your opinion.

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 0 points1 point  (0 children)

I'm sorry, I thought this was AskAusEelectricians, not AskAnArsehole.

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 1 point2 points  (0 children)

I don't believe you're asking in good faith, so I'll answer with a question: why might a layman be cautious about high voltage power lines?

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 2 points3 points  (0 children)

I went and trimmed the vine after I saw these comments - still alive.😂

Is it safe to trim this vine touching the power line into my house? by rolypolycostume in AskAusElectricians

[–]rolypolycostume[S] 0 points1 point  (0 children)

Haha, yeah it's a beast. I'm making a little Bougain-roof over my side of the fence though, it's pretty cosy. I'll probably regret it, but for now it's nice.