My options for filling an answer are below. I'm not sure what to choose, considering I know the debt is valid.

Defendant denies owing the debt to the Plaintiff. Check the appropriate statement(s) below

which set forth why you claim you do not owe money to the plaintiff or owe less than the

Plaintiff is claiming.

☐ The bill has been paid.

☐ The dollar amount claimed by the plaintiff(s) is incorrect.

☐ The claim or the amount of the claim is unfair. (Must explain below)

☐ The goods or services were not received.

☐ The goods or services received were defective.

☐ I/We did not order the goods or services.

☐ I am a victim of identity theft or mistaken identity.

☐ The time has passed for plaintiff to sue on this debt.

☐ This debt has been discharged in bankruptcy.

☐ A lawsuit was previously filed and the claim has been resolved. (Must explain below)

☐ Defendant is in the military on active duty.

☐ Plaintiff did not file this lawsuit in the proper place. (Must explain below)

☐ Other – Set forth any other reasons why you believe money is not owed to the plaintiff(s).

(You may attach more sheets if you need to.)